Bank credit to bank deposits in Pakistan
Pakistan: Bank credit to bank deposits was 48.2% in 2021. ▼ Falling
Bank credit to bank deposits in Pakistan, 1960–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, bank credit to bank deposits in Pakistan stood at 48.2%.
Compared with earlier readings it is up 4.5% on the previous year and down 23.1% over ten years.
Over the whole period, bank credit to bank deposits in Pakistan peaked at 101.9% in 1986 and was at its lowest, 46.1%, in 2020.
That places Pakistan 160th out of 186 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 62 years of available data.
Bank credit to bank deposits in Pakistan, year by year
| Year | % | Change |
|---|---|---|
| 1960 | 65.0% | — |
| 1961 | 77.0% | +18.4% |
| 1962 | 87.3% | +13.4% |
| 1963 | 87.2% | -0.2% |
| 1964 | 92.3% | +5.9% |
| 1965 | 95.8% | +3.8% |
| 1966 | 96.5% | +0.7% |
| 1967 | 101.0% | +4.7% |
| 1968 | 93.4% | -7.6% |
| 1969 | 92.0% | -1.5% |
| 1970 | 95.6% | +3.9% |
| 1971 | 85.2% | -10.9% |
| 1972 | 89.0% | +4.5% |
| 1973 | 87.6% | -1.6% |
| 1974 | 91.4% | +4.2% |
| 1975 | 82.7% | -9.5% |
| 1976 | 78.0% | -5.6% |
| 1977 | 80.9% | +3.7% |
| 1978 | 74.6% | -7.7% |
| 1979 | 78.9% | +5.7% |
| 1980 | 78.6% | -0.3% |
| 1981 | 82.0% | +4.3% |
| 1982 | 79.3% | -3.3% |
| 1983 | 77.1% | -2.8% |
| 1984 | 88.7% | +15.1% |
| 1985 | 98.9% | +11.5% |
| 1986 | 101.9% | +3.0% |
| 1987 | 89.5% | -12.2% |
| 1988 | 95.7% | +6.9% |
| 1989 | 98.9% | +3.3% |
| 1990 | 99.5% | +0.7% |
| 1991 | 91.1% | -8.4% |
| 1992 | 82.0% | -10.0% |
| 1993 | 77.5% | -5.5% |
| 1994 | 72.9% | -6.0% |
| 1995 | 78.5% | +7.7% |
| 1996 | 72.9% | -7.1% |
| 1997 | 67.1% | -7.9% |
| 1998 | 70.5% | +5.1% |
| 1999 | 77.2% | +9.4% |
| 2000 | 80.7% | +4.6% |
| 2001 | 75.8% | -6.1% |
| 2002 | 67.1% | -11.5% |
| 2003 | 70.7% | +5.4% |
| 2004 | 78.3% | +10.7% |
| 2005 | 76.1% | -2.8% |
| 2006 | 79.4% | +4.4% |
| 2007 | 76.6% | -3.5% |
| 2008 | 86.9% | +13.4% |
| 2009 | 74.3% | -14.6% |
| 2010 | 68.8% | -7.4% |
| 2011 | 62.6% | -8.9% |
| 2012 | 54.0% | -13.7% |
| 2013 | 49.7% | -8.0% |
| 2014 | 49.0% | -1.5% |
| 2015 | 48.4% | -1.1% |
| 2016 | 47.9% | -1.0% |
| 2017 | 50.2% | +4.7% |
| 2018 | 54.9% | +9.5% |
| 2019 | 52.2% | -5.1% |
| 2020 | 46.1% | -11.6% |
| 2021 | 48.2% | +4.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 88.8% | 65.0% | 101.0% | 10 |
| 1970s | 84.4% | 74.6% | 95.6% | 10 |
| 1980s | 89.1% | 77.1% | 101.9% | 10 |
| 1990s | 78.9% | 67.1% | 99.5% | 10 |
| 2000s | 76.6% | 67.1% | 86.9% | 10 |
| 2010s | 53.8% | 47.9% | 68.8% | 10 |
| 2020s | 47.1% | 46.1% | 48.2% | 2 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0006 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0005 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0006 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Pakistan?
- Bank credit to bank deposits in Pakistan was 48.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Pakistan?
- The highest recorded value was 101.9% in 1986.
- What is the lowest bank credit to bank deposits recorded in Pakistan?
- The lowest recorded value was 46.1% in 2020.
- How does Pakistan rank for bank credit to bank deposits?
- Pakistan ranks 160th out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Pakistan?
- Over the last ten years it is down 23.1%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).