Bank credit to bank deposits in Japan
Japan: Bank credit to bank deposits was 45.9% in 2021. ▼ Falling
Bank credit to bank deposits in Japan, 1960–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, bank credit to bank deposits in Japan stood at 45.9%. That is the lowest value across all 62 years on record.
That represents a change of down 1.3% on the previous year and down 3.5% over ten years.
Over the whole period, bank credit to bank deposits in Japan peaked at 136.4% in 1961 and was at its lowest, 45.9%, in 2021.
Japan ranks 162nd of 186 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 62 years of available data.
Bank credit to bank deposits in Japan, year by year
| Year | % | Change |
|---|---|---|
| 1960 | 128.6% | — |
| 1961 | 136.4% | +6.1% |
| 1962 | 119.9% | -12.1% |
| 1963 | 120.7% | +0.6% |
| 1964 | 118.7% | -1.7% |
| 1965 | 115.8% | -2.4% |
| 1966 | 115.9% | +0.1% |
| 1967 | 117.2% | +1.1% |
| 1968 | 115.9% | -1.1% |
| 1969 | 115.0% | -0.8% |
| 1970 | 106.3% | -7.6% |
| 1971 | 103.5% | -2.5% |
| 1972 | 102.9% | -0.7% |
| 1973 | 104.2% | +1.3% |
| 1974 | 104.5% | +0.2% |
| 1975 | 100.7% | -3.6% |
| 1976 | 98.1% | -2.6% |
| 1977 | 94.2% | -3.9% |
| 1978 | 90.3% | -4.1% |
| 1979 | 88.7% | -1.7% |
| 1980 | 88.4% | -0.4% |
| 1981 | 86.4% | -2.2% |
| 1982 | 86.3% | -0.1% |
| 1983 | 85.9% | -0.5% |
| 1984 | 86.1% | +0.2% |
| 1985 | 86.5% | +0.4% |
| 1986 | 86.6% | +0.2% |
| 1987 | 90.9% | +4.9% |
| 1988 | 93.6% | +3.0% |
| 1989 | 94.1% | +0.5% |
| 1990 | 96.1% | +2.2% |
| 1991 | 96.1% | -0.1% |
| 1992 | 97.1% | +1.1% |
| 1993 | 94.4% | -2.7% |
| 1994 | 92.5% | -2.0% |
| 1995 | 90.3% | -2.3% |
| 1996 | 88.9% | -1.5% |
| 1997 | 90.5% | +1.8% |
| 1998 | 89.9% | -0.6% |
| 1999 | 86.2% | -4.2% |
| 2000 | 83.5% | -3.1% |
| 2001 | 59.7% | -28.6% |
| 2002 | 54.7% | -8.4% |
| 2003 | 52.1% | -4.7% |
| 2004 | 50.6% | -2.9% |
| 2005 | 52.3% | +3.4% |
| 2006 | 52.6% | +0.6% |
| 2007 | 52.2% | -0.7% |
| 2008 | 52.5% | +0.6% |
| 2009 | 50.8% | -3.1% |
| 2010 | 49.7% | -2.2% |
| 2011 | 47.6% | -4.4% |
| 2012 | 47.5% | -0.2% |
| 2013 | 47.8% | +0.7% |
| 2014 | 47.3% | -1.1% |
| 2015 | 47.0% | -0.7% |
| 2016 | 46.8% | -0.4% |
| 2017 | 47.3% | +1.1% |
| 2018 | 46.9% | -1.0% |
| 2019 | 47.2% | +0.7% |
| 2020 | 46.5% | -1.3% |
| 2021 | 45.9% | -1.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 120.4% | 115.0% | 136.4% | 10 |
| 1970s | 99.3% | 88.7% | 106.3% | 10 |
| 1980s | 88.5% | 85.9% | 94.1% | 10 |
| 1990s | 92.2% | 86.2% | 97.1% | 10 |
| 2000s | 56.1% | 50.6% | 83.5% | 10 |
| 2010s | 47.5% | 46.8% | 49.7% | 10 |
| 2020s | 46.2% | 45.9% | 46.5% | 2 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Japan?
- Bank credit to bank deposits in Japan was 45.9% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Japan?
- The highest recorded value was 136.4% in 1961.
- What is the lowest bank credit to bank deposits recorded in Japan?
- The lowest recorded value was 45.9% in 2021.
- How does Japan rank for bank credit to bank deposits?
- Japan ranks 162nd out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Japan?
- Over the last ten years it is down 3.5%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 62 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).