Bank credit to bank deposits in Montenegro

Montenegro: Bank credit to bank deposits was 93.1% in 2021. ▼ Falling

Latest (2021)
93.1%
Change on year
down 10.5%
World rank
54th
of 186 countries
All-time high
168.8%
in 2008
All-time low
71.5%
in 2002
Years of data
20
2002–2021

Bank credit to bank deposits in Montenegro, 2002–2021

0501001502002201120212002: 71.5 %2003: 94 %2004: 109.6 %2005: 79.9 %2006: 87.3 %2007: 121.2 %2008: 168.8 %2009: 157.8 %2010: 139.6 %2011: 119.3 %2012: 107.8 %2013: 105.8 %2014: 95.8 %2015: 87.4 %2016: 84.1 %2017: 80.9 %2018: 87.3 %2019: 96.2 %2020: 104 %2021: 93.1 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, bank credit to bank deposits in Montenegro stood at 93.1%.

The figure is down 10.5% on the previous year and down 22.0% over ten years.

Over the whole period, bank credit to bank deposits in Montenegro peaked at 168.8% in 2008 and was at its lowest, 71.5%, in 2002.

Montenegro ranks 54th of 186 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 20 years of available data.

Bank credit to bank deposits in Montenegro, year by year

Annual values for Bank credit to bank deposits (%) in Montenegro, 2002 to 2021.
Year % Change
2002 71.5%
2003 94.0% +31.5%
2004 109.6% +16.6%
2005 79.9% -27.1%
2006 87.3% +9.2%
2007 121.2% +38.8%
2008 168.8% +39.3%
2009 157.8% -6.5%
2010 139.6% -11.5%
2011 119.3% -14.6%
2012 107.8% -9.7%
2013 105.8% -1.8%
2014 95.8% -9.5%
2015 87.4% -8.8%
2016 84.1% -3.7%
2017 80.9% -3.8%
2018 87.3% +7.9%
2019 96.2% +10.2%
2020 104.0% +8.1%
2021 93.1% -10.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 111.3% 71.5% 168.8% 8
2010s 100.4% 80.9% 139.6% 10
2020s 98.5% 93.1% 104.0% 2

Countries ranked near Montenegro

  1. 51 Mali 93.2% compare
  2. 52 Saint Lucia 93.1% compare
  3. 53 Netherlands 93.1% compare
  4. 55 El Salvador 92.2% compare
  5. 56 North Macedonia 91.9% compare
  6. 57 Belarus 91.5% compare

See the full ranking of 186 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is bank credit to bank deposits in Montenegro?
Bank credit to bank deposits in Montenegro was 93.1% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Montenegro?
The highest recorded value was 168.8% in 2008.
What is the lowest bank credit to bank deposits recorded in Montenegro?
The lowest recorded value was 71.5% in 2002.
How does Montenegro rank for bank credit to bank deposits?
Montenegro ranks 54th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Montenegro?
Over the last ten years it is down 22.0%. The long-run trend across the full record is falling.
Where does this Montenegro data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Montenegro. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/montenegro/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).