Bank credit to bank deposits in North Macedonia

North Macedonia: Bank credit to bank deposits was 91.9% in 2021. ◆ Volatile

Latest (2021)
91.9%
Change on year
down 1.8%
World rank
56th
of 186 countries
All-time high
448.4%
in 1994
All-time low
68.2%
in 2001
Years of data
29
1993–2021

Bank credit to bank deposits in North Macedonia, 1993–2021

1002003004001993200720211993: 85.6 %1994: 448.4 %1995: 280.2 %1996: 346.7 %1997: 284.6 %1998: 165.1 %1999: 154.1 %2000: 119.8 %2001: 68.2 %2002: 79.3 %2003: 71.8 %2004: 74.3 %2005: 76.5 %2006: 78.7 %2007: 82.7 %2008: 98.7 %2009: 101.3 %2010: 95.9 %2011: 95.6 %2012: 97.3 %2013: 100.3 %2014: 101.5 %2015: 103.7 %2016: 98.4 %2017: 98.9 %2018: 97.1 %2019: 95.3 %2020: 93.5 %2021: 91.9 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank credit to bank deposits in North Macedonia is 91.9%, measured in 2021.

The figure is down 1.8% on the previous year and down 3.9% over ten years.

Over the whole period, bank credit to bank deposits in North Macedonia peaked at 448.4% in 1994 and was at its lowest, 68.2%, in 2001.

North Macedonia ranks 56th of 186 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Bank credit to bank deposits in North Macedonia, year by year

Annual values for Bank credit to bank deposits (%) in North Macedonia, 1993 to 2021.
Year % Change
1993 85.6%
1994 448.4% +423.6%
1995 280.2% -37.5%
1996 346.7% +23.7%
1997 284.6% -17.9%
1998 165.1% -42.0%
1999 154.1% -6.7%
2000 119.8% -22.2%
2001 68.2% -43.1%
2002 79.3% +16.3%
2003 71.8% -9.4%
2004 74.3% +3.5%
2005 76.5% +2.9%
2006 78.7% +2.9%
2007 82.7% +5.2%
2008 98.7% +19.3%
2009 101.3% +2.6%
2010 95.9% -5.3%
2011 95.6% -0.3%
2012 97.3% +1.8%
2013 100.3% +3.1%
2014 101.5% +1.2%
2015 103.7% +2.2%
2016 98.4% -5.1%
2017 98.9% +0.4%
2018 97.1% -1.8%
2019 95.3% -1.8%
2020 93.5% -1.9%
2021 91.9% -1.8%

Averages by decade

DecadeAverage LowestHighest Years
1990s 252.1% 85.6% 448.4% 7
2000s 85.1% 68.2% 119.8% 10
2010s 98.4% 95.3% 103.7% 10
2020s 92.7% 91.9% 93.5% 2

Countries ranked near North Macedonia

  1. 53 Netherlands 93.1% compare
  2. 54 Montenegro 93.1% compare
  3. 55 El Salvador 92.2% compare
  4. 57 Belarus 91.5% compare
  5. 58 Fiji 91.2% compare
  6. 59 Dominican Republic 91.1% compare

See the full ranking of 186 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is bank credit to bank deposits in North Macedonia?
Bank credit to bank deposits in North Macedonia was 91.9% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in North Macedonia?
The highest recorded value was 448.4% in 1994.
What is the lowest bank credit to bank deposits recorded in North Macedonia?
The lowest recorded value was 68.2% in 2001.
How does North Macedonia rank for bank credit to bank deposits?
North Macedonia ranks 56th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in North Macedonia?
Over the last ten years it is down 3.9%. The long-run trend across the full record is volatile.
Where does this North Macedonia data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in North Macedonia. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/north-macedonia/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).