Bank credit to bank deposits in Poland

Poland: Bank credit to bank deposits was 74.6% in 2021. ▲ Rising

Latest (2021)
74.6%
Change on year
down 4.4%
World rank
98th
of 186 countries
All-time high
110.0%
in 2008
All-time low
63.0%
in 1994
Years of data
32
1990–2021

Bank credit to bank deposits in Poland, 1990–2021

02550751001990200520211990: 79.2 %1991: 94.1 %1992: 75.4 %1993: 70.7 %1994: 63 %1995: 65.3 %1996: 69.7 %1997: 71.5 %1998: 69 %1999: 73 %2000: 73.8 %2001: 69.9 %2002: 74.6 %2003: 76.8 %2004: 77.9 %2005: 75.5 %2006: 82.3 %2007: 96 %2008: 110 %2009: 102.9 %2010: 102.5 %2011: 104.4 %2012: 100.8 %2013: 98.7 %2014: 97.4 %2015: 96.4 %2016: 93.3 %2017: 92.3 %2018: 90.4 %2019: 87.3 %2020: 78 %2021: 74.6 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, bank credit to bank deposits in Poland stood at 74.6%.

Compared with earlier readings it is down 4.4% on the previous year and down 28.6% over ten years.

Over the whole period, bank credit to bank deposits in Poland peaked at 110.0% in 2008 and was at its lowest, 63.0%, in 1994.

Poland ranks 98th of 186 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 32 years of available data.

Bank credit to bank deposits in Poland, year by year

Annual values for Bank credit to bank deposits (%) in Poland, 1990 to 2021.
Year % Change
1990 79.2%
1991 94.1% +18.7%
1992 75.4% -19.8%
1993 70.7% -6.2%
1994 63.0% -10.9%
1995 65.3% +3.6%
1996 69.7% +6.8%
1997 71.5% +2.5%
1998 69.0% -3.4%
1999 73.0% +5.7%
2000 73.8% +1.1%
2001 69.9% -5.3%
2002 74.6% +6.8%
2003 76.8% +2.9%
2004 77.9% +1.5%
2005 75.5% -3.1%
2006 82.3% +9.0%
2007 96.0% +16.7%
2008 110.0% +14.7%
2009 102.9% -6.5%
2010 102.5% -0.4%
2011 104.4% +1.9%
2012 100.8% -3.5%
2013 98.7% -2.1%
2014 97.4% -1.3%
2015 96.4% -1.1%
2016 93.3% -3.2%
2017 92.3% -1.1%
2018 90.4% -2.1%
2019 87.3% -3.4%
2020 78.0% -10.6%
2021 74.6% -4.4%

Averages by decade

DecadeAverage LowestHighest Years
1990s 73.1% 63.0% 94.1% 10
2000s 84.0% 69.9% 110.0% 10
2010s 96.4% 87.3% 104.4% 10
2020s 76.3% 74.6% 78.0% 2

Countries ranked near Poland

  1. 95 Iran, Islamic Republic of 75.5% compare
  2. 96 Italy 75.4% compare
  3. 97 Bosnia and Herzegovina 75.1% compare
  4. 99 Barbados 73.0% compare
  5. 100 Burkina Faso 72.3% compare
  6. 101 Côte d'Ivoire 72.0% compare

See the full ranking of 186 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is bank credit to bank deposits in Poland?
Bank credit to bank deposits in Poland was 74.6% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Poland?
The highest recorded value was 110.0% in 2008.
What is the lowest bank credit to bank deposits recorded in Poland?
The lowest recorded value was 63.0% in 1994.
How does Poland rank for bank credit to bank deposits?
Poland ranks 98th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Poland?
Over the last ten years it is down 28.6%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Poland. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/poland/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).