Bank credit to bank deposits in Finland

Finland: Bank credit to bank deposits was 125.4% in 2021. ▲ Rising

Latest (2021)
125.4%
Change on year
down 2.7%
World rank
23rd
of 186 countries
All-time high
170.5%
in 1990
All-time low
99.7%
in 1960
Years of data
60
1960–2021

Bank credit to bank deposits in Finland, 1960–2021

050100150196019902021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank credit to bank deposits in Finland is 125.4%, measured in 2021.

That represents a change of down 2.7% on the previous year and down 10.9% over ten years.

Over the whole period, bank credit to bank deposits in Finland peaked at 170.5% in 1990 and was at its lowest, 99.7%, in 1960.

Finland ranks 23rd of 186 countries on this measure, in the top quarter.

The long-run direction has been consistently rising across the 60 years of available data.

Bank credit to bank deposits in Finland, year by year

Annual values for Bank credit to bank deposits (%) in Finland, 1960 to 2021.
Year % Change
1960 99.7%
1961 102.5% +2.7%
1962 104.7% +2.2%
1963 102.3% -2.3%
1964 103.8% +1.5%
1965 104.9% +1.1%
1966 104.6% -0.2%
1967 107.0% +2.3%
1968 102.3% -4.4%
1969 104.2% +1.9%
1970 107.2% +2.9%
1971 108.3% +1.0%
1972 104.9% -3.1%
1973 112.6% +7.3%
1974 119.7% +6.4%
1975 117.7% -1.7%
1976 118.9% +1.0%
1977 120.6% +1.5%
1978 115.7% -4.1%
1979 114.6% -0.9%
1980 118.4% +3.3%
1981 117.9% -0.4%
1982 123.3% +4.6%
1983 127.7% +3.6%
1984 129.0% +1.0%
1985 130.7% +1.3%
1986 137.8% +5.5%
1987 144.3% +4.7%
1988 150.4% +4.2%
1989 160.6% +6.8%
1990 170.5% +6.2%
1991 167.1% -2.0%
1992 155.9% -6.7%
1993 140.0% -10.2%
1994 124.6% -11.0%
1995 114.3% -8.3%
1996 117.4% +2.7%
1997 111.0% -5.4%
1998 113.8% +2.5%
2001 117.9% +3.5%
2002 118.1% +0.2%
2003 121.4% +2.8%
2004 126.3% +4.1%
2005 132.2% +4.7%
2006 134.9% +2.0%
2007 130.8% -3.0%
2008 136.8% +4.7%
2009 137.2% +0.3%
2010 138.4% +0.9%
2011 140.8% +1.7%
2012 149.3% +6.1%
2013 149.3% -0.0%
2014 146.4% -1.9%
2015 140.5% -4.0%
2016 139.7% -0.6%
2017 136.8% -2.1%
2018 139.8% +2.1%
2019 141.6% +1.3%
2020 128.9% -9.0%
2021 125.4% -2.7%

Averages by decade

DecadeAverage LowestHighest Years
1960s 103.6% 99.7% 107.0% 10
1970s 114.0% 104.9% 120.6% 10
1980s 134.0% 117.9% 160.6% 10
1990s 135.0% 111.0% 170.5% 9
2000s 128.4% 117.9% 137.2% 9
2010s 142.3% 136.8% 149.3% 10
2020s 127.2% 125.4% 128.9% 2

Countries ranked near Finland

  1. 20 Chile 128.8% compare
  2. 21 Cambodia 127.3% compare
  3. 22 Tunisia 126.1% compare
  4. 24 Australia 118.6% compare
  5. 25 Slovakia 109.0% compare
  6. 26 Cyprus 108.3% compare

See the full ranking of 186 places →

More financial sector data for Finland

All data for Finland →

Frequently asked questions

What is bank credit to bank deposits in Finland?
Bank credit to bank deposits in Finland was 125.4% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Finland?
The highest recorded value was 170.5% in 1990.
What is the lowest bank credit to bank deposits recorded in Finland?
The lowest recorded value was 99.7% in 1960.
How does Finland rank for bank credit to bank deposits?
Finland ranks 23rd out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Finland?
Over the last ten years it is down 10.9%. The long-run trend across the full record is rising.
Where does this Finland data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Finland. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/finland/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).