Bank credit to bank deposits in Iceland

Iceland: Bank credit to bank deposits was 146.2% in 2021. ▲ Rising

Latest (2021)
146.2%
Change on year
up 1.5%
World rank
9th
of 186 countries
All-time high
364.7%
in 2005
All-time low
90.0%
in 1970
Years of data
62
1960–2021

Bank credit to bank deposits in Iceland, 1960–2021

100200300400196019902021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

Iceland recorded 146.2% for bank credit to bank deposits in 2021.

Compared with earlier readings it is up 1.5% on the previous year and down 9.4% over ten years.

Over the whole period, bank credit to bank deposits in Iceland peaked at 364.7% in 2005 and was at its lowest, 90.0%, in 1970.

That places Iceland 9th out of 186 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently rising across the 62 years of available data.

Bank credit to bank deposits in Iceland, year by year

Annual values for Bank credit to bank deposits (%) in Iceland, 1960 to 2021.
Year % Change
1960 144.6%
1961 123.8% -14.4%
1962 110.9% -10.4%
1963 110.9% +0.0%
1964 107.3% -3.2%
1965 109.3% +1.8%
1966 113.6% +4.0%
1967 105.4% -7.2%
1968 109.6% +3.9%
1969 96.6% -11.8%
1970 90.0% -6.8%
1971 92.0% +2.2%
1972 95.5% +3.8%
1973 97.8% +2.4%
1974 120.6% +23.3%
1975 123.5% +2.4%
1976 118.4% -4.1%
1977 116.2% -1.9%
1978 116.3% +0.1%
1979 115.0% -1.1%
1980 113.6% -1.2%
1981 159.2% +40.1%
1982 178.6% +12.2%
1983 178.8% +0.1%
1984 182.3% +2.0%
1985 154.8% -15.1%
1986 135.4% -12.5%
1987 137.7% +1.7%
1988 144.1% +4.7%
1989 135.1% -6.3%
1990 125.9% -6.8%
1991 120.8% -4.0%
1992 124.8% +3.3%
1993 120.9% -3.1%
1994 120.6% -0.3%
1995 125.5% +4.1%
1996 133.9% +6.7%
1997 180.2% +34.6%
1998 168.5% -6.5%
1999 175.9% +4.4%
2000 228.0% +29.7%
2001 230.5% +1.1%
2002 222.4% -3.5%
2003 231.6% +4.2%
2004 284.6% +22.9%
2005 364.7% +28.1%
2006 332.8% -8.8%
2007 284.1% -14.6%
2008 196.5% -30.9%
2009 179.6% -8.6%
2010 193.0% +7.5%
2011 161.4% -16.4%
2012 153.3% -5.0%
2013 142.4% -7.1%
2014 123.8% -13.1%
2015 120.4% -2.7%
2016 133.2% +10.6%
2017 137.7% +3.4%
2018 145.1% +5.3%
2019 141.2% -2.7%
2020 144.0% +1.9%
2021 146.2% +1.5%

Averages by decade

DecadeAverage LowestHighest Years
1960s 113.2% 96.6% 144.6% 10
1970s 108.5% 90.0% 123.5% 10
1980s 152.0% 113.6% 182.3% 10
1990s 139.7% 120.6% 180.2% 10
2000s 255.5% 179.6% 364.7% 10
2010s 145.2% 120.4% 193.0% 10
2020s 145.1% 144.0% 146.2% 2

Countries ranked near Iceland

  1. 6 Colombia 166.6% compare
  2. 7 Equatorial Guinea 156.5% compare
  3. 8 Sweden 155.2% compare
  4. 10 Panama 144.9% compare
  5. 11 Georgia 140.3% compare
  6. 12 Saudi Arabia 139.3% compare

See the full ranking of 186 places →

More financial sector data for Iceland

All data for Iceland →

Frequently asked questions

What is bank credit to bank deposits in Iceland?
Bank credit to bank deposits in Iceland was 146.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Iceland?
The highest recorded value was 364.7% in 2005.
What is the lowest bank credit to bank deposits recorded in Iceland?
The lowest recorded value was 90.0% in 1970.
How does Iceland rank for bank credit to bank deposits?
Iceland ranks 9th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Iceland?
Over the last ten years it is down 9.4%. The long-run trend across the full record is rising.
Where does this Iceland data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Iceland. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/iceland/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).