Bank credit to bank deposits (%) in Nepal
Nepal: Bank credit to bank deposits (%) was 96.2% in 2021. ▲ Rising
Bank credit to bank deposits in Nepal, 1960–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank credit to bank deposits in Nepal is 96.2%, measured in 2021. That is the highest value across all 62 years on record.
The figure is up 13.1% on the previous year and up 17.4% over ten years.
Over the whole period, bank credit to bank deposits in Nepal peaked at 96.2% in 2021 and was at its lowest, 37.2%, in 1976.
Nepal ranks 44th of 186 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 62 years of available data.
Bank credit to bank deposits (%) in Nepal, year by year
| Year | % | Change |
|---|---|---|
| 1960 | 55.2% | — |
| 1961 | 64.7% | +17.1% |
| 1962 | 66.5% | +2.8% |
| 1963 | 53.9% | -18.9% |
| 1964 | 62.6% | +16.1% |
| 1965 | 78.2% | +24.9% |
| 1966 | 78.3% | +0.2% |
| 1967 | 69.6% | -11.2% |
| 1968 | 76.2% | +9.6% |
| 1969 | 61.1% | -19.8% |
| 1970 | 68.0% | +11.2% |
| 1971 | 69.2% | +1.8% |
| 1972 | 55.4% | -19.9% |
| 1973 | 55.9% | +0.9% |
| 1974 | 62.9% | +12.4% |
| 1975 | 60.2% | -4.2% |
| 1976 | 37.2% | -38.3% |
| 1977 | 40.4% | +8.6% |
| 1978 | 44.7% | +10.7% |
| 1979 | 48.9% | +9.3% |
| 1980 | 57.1% | +16.8% |
| 1981 | 58.2% | +2.0% |
| 1982 | 50.3% | -13.6% |
| 1983 | 41.8% | -16.9% |
| 1984 | 45.7% | +9.2% |
| 1985 | 49.4% | +8.1% |
| 1986 | 55.8% | +13.1% |
| 1987 | 51.9% | -7.1% |
| 1988 | 56.3% | +8.5% |
| 1989 | 59.0% | +4.7% |
| 1990 | 56.7% | -3.9% |
| 1991 | 58.7% | +3.6% |
| 1992 | 59.0% | +0.5% |
| 1993 | 58.9% | -0.2% |
| 1994 | 72.8% | +23.4% |
| 1995 | 84.3% | +15.8% |
| 1996 | 85.2% | +1.1% |
| 1997 | 83.0% | -2.6% |
| 1998 | 84.7% | +2.1% |
| 1999 | 79.3% | -6.4% |
| 2000 | 78.1% | -1.6% |
| 2001 | 74.6% | -4.5% |
| 2002 | 65.2% | -12.6% |
| 2003 | 64.7% | -0.6% |
| 2004 | 64.5% | -0.4% |
| 2005 | 68.1% | +5.6% |
| 2006 | 71.2% | +4.5% |
| 2007 | 74.0% | +4.0% |
| 2008 | 76.5% | +3.3% |
| 2009 | 87.8% | +14.8% |
| 2010 | 88.7% | +1.0% |
| 2011 | 82.0% | -7.6% |
| 2012 | 84.8% | +3.5% |
| 2013 | 80.3% | -5.4% |
| 2014 | 84.6% | +5.4% |
| 2015 | 79.7% | -5.7% |
| 2016 | 87.1% | +9.3% |
| 2017 | 89.6% | +2.8% |
| 2018 | 91.7% | +2.4% |
| 2019 | 91.9% | +0.1% |
| 2020 | 85.1% | -7.4% |
| 2021 | 96.2% | +13.1% |
Nepal compared with similar countries
- Nepal's 96.2% is above the median for lower middle income countries, which is 69.5%, 1.4× the median. (46 countries reporting)
- Nepal's 96.2% is above the median for South Asia, which is 79.7%, 1.2× the median. (6 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 66.6% | 53.9% | 78.3% | 10 |
| 1970s | 54.3% | 37.2% | 69.2% | 10 |
| 1980s | 52.5% | 41.8% | 59.0% | 10 |
| 1990s | 72.3% | 56.7% | 85.2% | 10 |
| 2000s | 72.5% | 64.5% | 87.8% | 10 |
| 2010s | 86.0% | 79.7% | 91.9% | 10 |
| 2020s | 90.7% | 85.1% | 96.2% | 2 |
Countries ranked near Nepal
More financial sector data for Nepal
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.7398 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.5402 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.7398 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Nepal?
- Bank credit to bank deposits in Nepal was 96.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Nepal?
- The highest recorded value was 96.2% in 2021.
- What is the lowest bank credit to bank deposits recorded in Nepal?
- The lowest recorded value was 37.2% in 1976.
- How does Nepal rank for bank credit to bank deposits?
- Nepal ranks 44th out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Nepal?
- Over the last ten years it is up 17.4%. The long-run trend across the full record is rising.
- Where does this Nepal data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 62 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).