Bank credit to bank deposits in Nepal
Nepal: Bank credit to bank deposits was 96.2% in 2021. ▲ Rising
Bank credit to bank deposits in Nepal, 1960–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank credit to bank deposits in Nepal is 96.2%, measured in 2021. That is the highest value across all 62 years on record.
The figure is up 13.1% on the previous year and up 17.4% over ten years.
Over the whole period, bank credit to bank deposits in Nepal peaked at 96.2% in 2021 and was at its lowest, 37.2%, in 1976.
Nepal ranks 44th of 186 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 62 years of available data.
Bank credit to bank deposits in Nepal, year by year
| Year | % | Change |
|---|---|---|
| 1960 | 55.2% | — |
| 1961 | 64.7% | +17.1% |
| 1962 | 66.5% | +2.8% |
| 1963 | 53.9% | -18.9% |
| 1964 | 62.6% | +16.1% |
| 1965 | 78.2% | +24.9% |
| 1966 | 78.3% | +0.2% |
| 1967 | 69.6% | -11.2% |
| 1968 | 76.2% | +9.6% |
| 1969 | 61.1% | -19.8% |
| 1970 | 68.0% | +11.2% |
| 1971 | 69.2% | +1.8% |
| 1972 | 55.4% | -19.9% |
| 1973 | 55.9% | +0.9% |
| 1974 | 62.9% | +12.4% |
| 1975 | 60.2% | -4.2% |
| 1976 | 37.2% | -38.3% |
| 1977 | 40.4% | +8.6% |
| 1978 | 44.7% | +10.7% |
| 1979 | 48.9% | +9.3% |
| 1980 | 57.1% | +16.8% |
| 1981 | 58.2% | +2.0% |
| 1982 | 50.3% | -13.6% |
| 1983 | 41.8% | -16.9% |
| 1984 | 45.7% | +9.2% |
| 1985 | 49.4% | +8.1% |
| 1986 | 55.8% | +13.1% |
| 1987 | 51.9% | -7.1% |
| 1988 | 56.3% | +8.5% |
| 1989 | 59.0% | +4.7% |
| 1990 | 56.7% | -3.9% |
| 1991 | 58.7% | +3.6% |
| 1992 | 59.0% | +0.5% |
| 1993 | 58.9% | -0.2% |
| 1994 | 72.8% | +23.4% |
| 1995 | 84.3% | +15.8% |
| 1996 | 85.2% | +1.1% |
| 1997 | 83.0% | -2.6% |
| 1998 | 84.7% | +2.1% |
| 1999 | 79.3% | -6.4% |
| 2000 | 78.1% | -1.6% |
| 2001 | 74.6% | -4.5% |
| 2002 | 65.2% | -12.6% |
| 2003 | 64.7% | -0.6% |
| 2004 | 64.5% | -0.4% |
| 2005 | 68.1% | +5.6% |
| 2006 | 71.2% | +4.5% |
| 2007 | 74.0% | +4.0% |
| 2008 | 76.5% | +3.3% |
| 2009 | 87.8% | +14.8% |
| 2010 | 88.7% | +1.0% |
| 2011 | 82.0% | -7.6% |
| 2012 | 84.8% | +3.5% |
| 2013 | 80.3% | -5.4% |
| 2014 | 84.6% | +5.4% |
| 2015 | 79.7% | -5.7% |
| 2016 | 87.1% | +9.3% |
| 2017 | 89.6% | +2.8% |
| 2018 | 91.7% | +2.4% |
| 2019 | 91.9% | +0.1% |
| 2020 | 85.1% | -7.4% |
| 2021 | 96.2% | +13.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 66.6% | 53.9% | 78.3% | 10 |
| 1970s | 54.3% | 37.2% | 69.2% | 10 |
| 1980s | 52.5% | 41.8% | 59.0% | 10 |
| 1990s | 72.3% | 56.7% | 85.2% | 10 |
| 2000s | 72.5% | 64.5% | 87.8% | 10 |
| 2010s | 86.0% | 79.7% | 91.9% | 10 |
| 2020s | 90.7% | 85.1% | 96.2% | 2 |
Countries ranked near Nepal
- 41 Bolivia, Plurinational State of 97.5% compare
- 42 Niger 97.2% compare
- 43 Türkiye 97.0% compare
- 45 South Africa 95.6% compare
- 46 Austria 95.3% compare
- 47 Bangladesh 94.9% compare
More financial sector data for Nepal
- Net domestic credit (current LCU), per capita 258,878 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 168.55 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.03 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 8.99 million SDR (2025)
- Gold reserves at market value 819.06 million SDR (2025)
- Reserves excluding gold, foreign exchange 14.47 billion SDR (2025)
- Reserves excluding gold 14.59 billion SDR (2025)
- Total reserves (gold at market value) 15.41 billion SDR (2025)
- Total reserves (gold at national valuation) 15.40 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 519.83 SDR per person (2025)
Frequently asked questions
- What is bank credit to bank deposits in Nepal?
- Bank credit to bank deposits in Nepal was 96.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Nepal?
- The highest recorded value was 96.2% in 2021.
- What is the lowest bank credit to bank deposits recorded in Nepal?
- The lowest recorded value was 37.2% in 1976.
- How does Nepal rank for bank credit to bank deposits?
- Nepal ranks 44th out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Nepal?
- Over the last ten years it is up 17.4%. The long-run trend across the full record is rising.
- Where does this Nepal data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).