Bank credit to bank deposits in Indonesia

Indonesia: Bank credit to bank deposits was 77.5% in 2021. ▼ Falling

Latest (2021)
77.5%
Change on year
down 7.4%
World rank
88th
of 186 countries
All-time high
131.0%
in 1990
All-time low
38.6%
in 1999
Years of data
42
1980–2021

Bank credit to bank deposits in Indonesia, 1980–2021

4060801001201401980200020211980: 78.9 %1981: 87.3 %1982: 104.8 %1983: 98.3 %1984: 104.1 %1985: 97.9 %1986: 103.7 %1987: 105.8 %1988: 113 %1989: 120 %1990: 131 %1991: 129.1 %1992: 120.4 %1993: 124.7 %1994: 128.4 %1995: 121.6 %1996: 114.5 %1997: 118.2 %1998: 95.9 %1999: 38.6 %2000: 40.3 %2001: 39.3 %2002: 44.3 %2003: 50.1 %2004: 61.6 %2005: 65.8 %2006: 65 %2007: 67.8 %2008: 77.1 %2009: 73.2 %2010: 75.8 %2011: 82.7 %2012: 87.8 %2013: 93.4 %2014: 93.3 %2015: 93.6 %2016: 91.7 %2017: 91.5 %2018: 94.9 %2019: 94.1 %2020: 83.7 %2021: 77.5 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, bank credit to bank deposits in Indonesia stood at 77.5%.

The figure is down 7.4% on the previous year and down 6.4% over ten years.

Over the whole period, bank credit to bank deposits in Indonesia peaked at 131.0% in 1990 and was at its lowest, 38.6%, in 1999.

Indonesia ranks 88th of 186 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 42 years of available data.

Bank credit to bank deposits in Indonesia, year by year

Annual values for Bank credit to bank deposits (%) in Indonesia, 1980 to 2021.
Year % Change
1980 78.9%
1981 87.3% +10.5%
1982 104.8% +20.0%
1983 98.3% -6.2%
1984 104.1% +5.9%
1985 97.9% -5.9%
1986 103.7% +5.9%
1987 105.8% +2.0%
1988 113.0% +6.8%
1989 120.0% +6.1%
1990 131.0% +9.2%
1991 129.1% -1.4%
1992 120.4% -6.7%
1993 124.7% +3.5%
1994 128.4% +3.0%
1995 121.6% -5.3%
1996 114.5% -5.9%
1997 118.2% +3.3%
1998 95.9% -18.9%
1999 38.6% -59.7%
2000 40.3% +4.4%
2001 39.3% -2.6%
2002 44.3% +12.6%
2003 50.1% +13.1%
2004 61.6% +23.0%
2005 65.8% +6.9%
2006 65.0% -1.3%
2007 67.8% +4.3%
2008 77.1% +13.7%
2009 73.2% -5.1%
2010 75.8% +3.6%
2011 82.7% +9.2%
2012 87.8% +6.1%
2013 93.4% +6.4%
2014 93.3% -0.1%
2015 93.6% +0.3%
2016 91.7% -2.0%
2017 91.5% -0.3%
2018 94.9% +3.7%
2019 94.1% -0.8%
2020 83.7% -11.1%
2021 77.5% -7.4%

Averages by decade

DecadeAverage LowestHighest Years
1980s 101.4% 78.9% 120.0% 10
1990s 112.2% 38.6% 131.0% 10
2000s 58.4% 39.3% 77.1% 10
2010s 89.9% 75.8% 94.9% 10
2020s 80.6% 77.5% 83.7% 2

Countries ranked near Indonesia

  1. 85 Guinea-Bissau 78.3% compare
  2. 86 Nicaragua 78.0% compare
  3. 87 Botswana 78.0% compare
  4. 89 Liberia 77.2% compare
  5. 90 Kazakhstan 76.7% compare
  6. 91 Mongolia 76.5% compare

See the full ranking of 186 places →

More financial sector data for Indonesia

All data for Indonesia →

Frequently asked questions

What is bank credit to bank deposits in Indonesia?
Bank credit to bank deposits in Indonesia was 77.5% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Indonesia?
The highest recorded value was 131.0% in 1990.
What is the lowest bank credit to bank deposits recorded in Indonesia?
The lowest recorded value was 38.6% in 1999.
How does Indonesia rank for bank credit to bank deposits?
Indonesia ranks 88th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Indonesia?
Over the last ten years it is down 6.4%. The long-run trend across the full record is falling.
Where does this Indonesia data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Indonesia. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/indonesia/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).