Bank credit to bank deposits (%) in Indonesia
Indonesia: Bank credit to bank deposits (%) was 77.5% in 2021. ▼ Falling
Bank credit to bank deposits in Indonesia, 1980–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, bank credit to bank deposits in Indonesia stood at 77.5%.
The figure is down 7.4% on the previous year and down 6.4% over ten years.
Over the whole period, bank credit to bank deposits in Indonesia peaked at 131.0% in 1990 and was at its lowest, 38.6%, in 1999.
Indonesia ranks 88th of 186 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 42 years of available data.
Bank credit to bank deposits (%) in Indonesia, year by year
| Year | % | Change |
|---|---|---|
| 1980 | 78.9% | — |
| 1981 | 87.3% | +10.5% |
| 1982 | 104.8% | +20.0% |
| 1983 | 98.3% | -6.2% |
| 1984 | 104.1% | +5.9% |
| 1985 | 97.9% | -5.9% |
| 1986 | 103.7% | +5.9% |
| 1987 | 105.8% | +2.0% |
| 1988 | 113.0% | +6.8% |
| 1989 | 120.0% | +6.1% |
| 1990 | 131.0% | +9.2% |
| 1991 | 129.1% | -1.4% |
| 1992 | 120.4% | -6.7% |
| 1993 | 124.7% | +3.5% |
| 1994 | 128.4% | +3.0% |
| 1995 | 121.6% | -5.3% |
| 1996 | 114.5% | -5.9% |
| 1997 | 118.2% | +3.3% |
| 1998 | 95.9% | -18.9% |
| 1999 | 38.6% | -59.7% |
| 2000 | 40.3% | +4.4% |
| 2001 | 39.3% | -2.6% |
| 2002 | 44.3% | +12.6% |
| 2003 | 50.1% | +13.1% |
| 2004 | 61.6% | +23.0% |
| 2005 | 65.8% | +6.9% |
| 2006 | 65.0% | -1.3% |
| 2007 | 67.8% | +4.3% |
| 2008 | 77.1% | +13.7% |
| 2009 | 73.2% | -5.1% |
| 2010 | 75.8% | +3.6% |
| 2011 | 82.7% | +9.2% |
| 2012 | 87.8% | +6.1% |
| 2013 | 93.4% | +6.4% |
| 2014 | 93.3% | -0.1% |
| 2015 | 93.6% | +0.3% |
| 2016 | 91.7% | -2.0% |
| 2017 | 91.5% | -0.3% |
| 2018 | 94.9% | +3.7% |
| 2019 | 94.1% | -0.8% |
| 2020 | 83.7% | -11.1% |
| 2021 | 77.5% | -7.4% |
Indonesia compared with similar countries
- Indonesia's 77.5% is below the median for upper middle income countries, which is 79.3%, 98% of the median. (55 countries reporting)
- Indonesia's 77.5% is above the median for East Asia & Pacific, which is 77.0%, 1.0× the median. (26 countries reporting)
Biggest year-on-year movements
Years where Bank credit to bank deposits (%) in Indonesia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1999 | -59.7% | 95.9% | 38.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 101.4% | 78.9% | 120.0% | 10 |
| 1990s | 112.2% | 38.6% | 131.0% | 10 |
| 2000s | 58.4% | 39.3% | 77.1% | 10 |
| 2010s | 89.9% | 75.8% | 94.9% | 10 |
| 2020s | 80.6% | 77.5% | 83.7% | 2 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.8 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.78 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.8 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Indonesia?
- Bank credit to bank deposits in Indonesia was 77.5% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Indonesia?
- The highest recorded value was 131.0% in 1990.
- What is the lowest bank credit to bank deposits recorded in Indonesia?
- The lowest recorded value was 38.6% in 1999.
- How does Indonesia rank for bank credit to bank deposits?
- Indonesia ranks 88th out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Indonesia?
- Over the last ten years it is down 6.4%. The long-run trend across the full record is falling.
- Where does this Indonesia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 42 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).