Bank credit to bank deposits in Zambia
Zambia: Bank credit to bank deposits was 38.2% in 2021. ▼ Falling
Bank credit to bank deposits in Zambia, 2009–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, bank credit to bank deposits in Zambia stood at 38.2%. That is the lowest value across all 13 years on record.
That represents a change of down 11.9% on the previous year and down 36.4% over ten years.
Over the whole period, bank credit to bank deposits in Zambia peaked at 72.4% in 2014 and was at its lowest, 38.2%, in 2021.
Zambia ranks 169th of 186 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 13 years of available data.
Bank credit to bank deposits in Zambia, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 63.1% | — |
| 2010 | 56.8% | -10.1% |
| 2011 | 60.1% | +5.9% |
| 2012 | 69.1% | +15.0% |
| 2013 | 63.9% | -7.6% |
| 2014 | 72.4% | +13.4% |
| 2015 | 67.6% | -6.6% |
| 2016 | 65.6% | -3.0% |
| 2017 | 56.7% | -13.5% |
| 2018 | 56.7% | +0.0% |
| 2019 | 58.6% | +3.3% |
| 2020 | 43.4% | -26.0% |
| 2021 | 38.2% | -11.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 63.1% | 63.1% | 63.1% | 1 |
| 2010s | 62.8% | 56.7% | 72.4% | 10 |
| 2020s | 40.8% | 38.2% | 43.4% | 2 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Zambia?
- Bank credit to bank deposits in Zambia was 38.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Zambia?
- The highest recorded value was 72.4% in 2014.
- What is the lowest bank credit to bank deposits recorded in Zambia?
- The lowest recorded value was 38.2% in 2021.
- How does Zambia rank for bank credit to bank deposits?
- Zambia ranks 169th out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Zambia?
- Over the last ten years it is down 36.4%. The long-run trend across the full record is falling.
- Where does this Zambia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 13 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).