Ghana vs Zambia: Bank credit to bank deposits

Ghana
42.9%
in 2021
Zambia
38.2%
in 2021
Ghana rank
166th
Zambia rank
169th

Bank credit to bank deposits over time

  • Ghana
  • Zambia
20406080100196019902021

How they compare

Ghana currently reports 42.9% against 38.2% in Zambia, a difference of 4.7%.

That makes Ghana's figure about 1.1 times Zambia's.

The two have swapped places 6 times across 13 shared years of data; in 2009 it was Ghana ahead.

Ghana ranks 166th and Zambia ranks 169th of 186 countries.

Ghana has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Ghana Zambia Difference Ahead
2000s 70.7% 63.1% 7.6% Ghana
2010s 64.4% 62.8% 1.7% Ghana
2020s 43.8% 40.8% 3.0% Ghana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank credit to bank deposits, Ghana or Zambia?
Ghana, at 42.9% against 38.2% in Zambia as of 2021.
What is the difference in bank credit to bank deposits between Ghana and Zambia?
4.7%, with Ghana ahead.
How many years of comparable data are there for Ghana and Zambia?
13 years are reported by both, from 2009 to 2021.
How do Ghana and Zambia rank globally for bank credit to bank deposits?
Ghana ranks 166th and Zambia ranks 169th of 186 countries.
Where does this data come from?
International Financial Statistics (IFS), International Monetary Fund (IMF), published as Bank credit to bank deposits (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ghana vs Zambia: Bank credit to bank deposits. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/bank-credit-to-bank-deposits-percent/ghana/zambia/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).