Bank credit to bank deposits in Romania

Romania: Bank credit to bank deposits was 67.1% in 2021. ◆ Volatile

Latest (2021)
67.1%
Change on year
down 2.6%
World rank
115th
of 186 countries
All-time high
245.2%
in 1988
All-time low
36.2%
in 2000
Years of data
36
1981–2021

Bank credit to bank deposits in Romania, 1981–2021

501001502002501981200120211981: 190.9 %1982: 179.8 %1983: 201 %1984: 204.2 %1985: 230.1 %1986: 234.5 %1987: 243.3 %1988: 245.2 %1989: 191.3 %1990: 162.5 %1996: 50.2 %1997: 39.9 %1998: 53.3 %1999: 37.7 %2000: 36.2 %2001: 44.4 %2002: 48.7 %2003: 70.7 %2004: 71.3 %2005: 80.4 %2006: 93.5 %2007: 114.3 %2008: 130.6 %2009: 119.8 %2010: 119.8 %2011: 121.1 %2012: 117.4 %2013: 104.5 %2014: 93.8 %2015: 88.9 %2016: 82.8 %2017: 79.2 %2018: 78.1 %2019: 75.2 %2020: 68.9 %2021: 67.1 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

Romania recorded 67.1% for bank credit to bank deposits in 2021.

Compared with earlier readings it is down 2.6% on the previous year and down 44.6% over ten years.

Over the whole period, bank credit to bank deposits in Romania peaked at 245.2% in 1988 and was at its lowest, 36.2%, in 2000.

Romania ranks 115th of 186 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Bank credit to bank deposits in Romania, year by year

Annual values for Bank credit to bank deposits (%) in Romania, 1981 to 2021.
Year % Change
1981 190.9%
1982 179.8% -5.8%
1983 201.0% +11.8%
1984 204.2% +1.6%
1985 230.1% +12.7%
1986 234.5% +1.9%
1987 243.3% +3.7%
1988 245.2% +0.8%
1989 191.3% -22.0%
1990 162.5% -15.1%
1996 50.2% -69.1%
1997 39.9% -20.4%
1998 53.3% +33.5%
1999 37.7% -29.2%
2000 36.2% -4.1%
2001 44.4% +22.8%
2002 48.7% +9.6%
2003 70.7% +45.2%
2004 71.3% +1.0%
2005 80.4% +12.6%
2006 93.5% +16.4%
2007 114.3% +22.2%
2008 130.6% +14.3%
2009 119.8% -8.3%
2010 119.8% -0.0%
2011 121.1% +1.2%
2012 117.4% -3.1%
2013 104.5% -10.9%
2014 93.8% -10.3%
2015 88.9% -5.2%
2016 82.8% -6.9%
2017 79.2% -4.3%
2018 78.1% -1.4%
2019 75.2% -3.8%
2020 68.9% -8.3%
2021 67.1% -2.6%

Averages by decade

DecadeAverage LowestHighest Years
1980s 213.4% 179.8% 245.2% 9
1990s 68.7% 37.7% 162.5% 5
2000s 81.0% 36.2% 130.6% 10
2010s 96.1% 75.2% 121.1% 10
2020s 68.0% 67.1% 68.9% 2

Countries ranked near Romania

  1. 112 Croatia 69.8% compare
  2. 113 Vanuatu 68.9% compare
  3. 114 Hungary 67.4% compare
  4. 116 Saint Vincent and the Grenadines 66.9% compare
  5. 117 Czechia 66.7% compare
  6. 118 Bulgaria 66.1% compare

See the full ranking of 186 places →

More financial sector data for Romania

All data for Romania →

Frequently asked questions

What is bank credit to bank deposits in Romania?
Bank credit to bank deposits in Romania was 67.1% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Romania?
The highest recorded value was 245.2% in 1988.
What is the lowest bank credit to bank deposits recorded in Romania?
The lowest recorded value was 36.2% in 2000.
How does Romania rank for bank credit to bank deposits?
Romania ranks 115th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Romania?
Over the last ten years it is down 44.6%. The long-run trend across the full record is volatile.
Where does this Romania data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Romania. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/romania/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).