Bank credit to bank deposits in United States of America
United States of America: Bank credit to bank deposits was 53.9% in 2020. ▼ Falling
Bank credit to bank deposits in United States of America, 1960–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
United States of America recorded 53.9% for bank credit to bank deposits in 2020. That is the lowest value across all 61 years on record.
Compared with earlier readings it is down 12.7% on the previous year and down 18.9% over ten years.
Over the whole period, bank credit to bank deposits in United States of America peaked at 87.9% in 1979 and was at its lowest, 53.9%, in 2020.
That places United States of America 152nd out of 186 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 61 years of available data.
Bank credit to bank deposits in United States of America, year by year
| Year | % | Change |
|---|---|---|
| 1960 | 70.5% | — |
| 1961 | 70.4% | -0.2% |
| 1962 | 71.5% | +1.5% |
| 1963 | 74.4% | +4.0% |
| 1964 | 76.0% | +2.2% |
| 1965 | 78.7% | +3.6% |
| 1966 | 80.9% | +2.8% |
| 1967 | 78.4% | -3.1% |
| 1968 | 79.2% | +1.1% |
| 1969 | 86.1% | +8.7% |
| 1970 | 81.5% | -5.4% |
| 1971 | 78.9% | -3.1% |
| 1972 | 80.7% | +2.2% |
| 1973 | 85.4% | +5.8% |
| 1974 | 87.2% | +2.1% |
| 1975 | 81.8% | -6.1% |
| 1976 | 81.3% | -0.6% |
| 1977 | 83.5% | +2.7% |
| 1978 | 86.4% | +3.5% |
| 1979 | 87.9% | +1.8% |
| 1980 | 83.8% | -4.7% |
| 1981 | 79.3% | -5.4% |
| 1982 | 73.8% | -7.0% |
| 1983 | 74.6% | +1.1% |
| 1984 | 76.1% | +2.1% |
| 1985 | 77.8% | +2.2% |
| 1986 | 77.2% | -0.7% |
| 1987 | 79.0% | +2.3% |
| 1988 | 80.6% | +1.9% |
| 1989 | 80.7% | +0.1% |
| 1990 | 78.4% | -2.8% |
| 1991 | 74.6% | -4.8% |
| 1992 | 74.0% | -0.8% |
| 1993 | 75.6% | +2.3% |
| 1994 | 80.9% | +6.9% |
| 1995 | 81.7% | +1.0% |
| 1996 | 80.8% | -1.1% |
| 1997 | 79.9% | -1.0% |
| 1998 | 78.1% | -2.3% |
| 1999 | 76.5% | -2.1% |
| 2000 | 77.5% | +1.4% |
| 2001 | 76.3% | -1.6% |
| 2002 | 75.8% | -0.6% |
| 2003 | 78.0% | +2.8% |
| 2004 | 81.6% | +4.7% |
| 2005 | 83.2% | +1.9% |
| 2006 | 82.9% | -0.4% |
| 2007 | 80.2% | -3.3% |
| 2008 | 76.0% | -5.2% |
| 2009 | 63.8% | -16.0% |
| 2010 | 66.5% | +4.1% |
| 2011 | 63.0% | -5.2% |
| 2012 | 61.6% | -2.3% |
| 2013 | 60.5% | -1.7% |
| 2014 | 60.7% | +0.3% |
| 2015 | 62.8% | +3.4% |
| 2016 | 63.8% | +1.7% |
| 2017 | 64.0% | +0.2% |
| 2018 | 64.5% | +0.8% |
| 2019 | 61.7% | -4.3% |
| 2020 | 53.9% | -12.7% |
United States of America compared with similar countries
- United States of America's 53.9% is below the median for high income countries, which is 81.6%, 66% of the median. (61 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 76.6% | 70.4% | 86.1% | 10 |
| 1970s | 83.5% | 78.9% | 87.9% | 10 |
| 1980s | 78.3% | 73.8% | 83.8% | 10 |
| 1990s | 78.0% | 74.0% | 81.7% | 10 |
| 2000s | 77.5% | 63.8% | 83.2% | 10 |
| 2010s | 62.9% | 60.5% | 66.5% | 10 |
| 2020s | 53.9% | 53.9% | 53.9% | 1 |
Countries ranked near United States of America
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in United States of America?
- Bank credit to bank deposits in United States of America was 53.9% in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in United States of America?
- The highest recorded value was 87.9% in 1979.
- What is the lowest bank credit to bank deposits recorded in United States of America?
- The lowest recorded value was 53.9% in 2020.
- How does United States of America rank for bank credit to bank deposits?
- United States of America ranks 152nd out of 186 countries with data for 2020.
- Is bank credit to bank deposits rising or falling in United States of America?
- Over the last ten years it is down 18.9%. The long-run trend across the full record is falling.
- Where does this United States of America data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).