Bank credit to bank deposits (%) in Malta
Malta: Bank credit to bank deposits (%) was 54.9% in 2021. ▲ Rising
Bank credit to bank deposits in Malta, 1970–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
Malta recorded 54.9% for bank credit to bank deposits in 2021.
That represents a change of down 1.5% on the previous year and down 42.6% over ten years.
Over the whole period, bank credit to bank deposits in Malta peaked at 117.0% in 2019 and was at its lowest, 29.9%, in 1978.
That places Malta 150th out of 186 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 52 years of available data.
Bank credit to bank deposits (%) in Malta, year by year
| Year | % | Change |
|---|---|---|
| 1970 | 47.1% | — |
| 1971 | 46.2% | -1.9% |
| 1972 | 45.5% | -1.5% |
| 1973 | 42.6% | -6.6% |
| 1974 | 42.6% | +0.1% |
| 1975 | 35.6% | -16.5% |
| 1976 | 31.5% | -11.3% |
| 1977 | 31.1% | -1.4% |
| 1978 | 29.9% | -4.0% |
| 1979 | 33.8% | +13.1% |
| 1980 | 44.6% | +32.0% |
| 1981 | 49.6% | +11.4% |
| 1982 | 57.0% | +14.9% |
| 1983 | 64.5% | +13.1% |
| 1984 | 67.7% | +4.9% |
| 1985 | 68.5% | +1.2% |
| 1986 | 71.0% | +3.7% |
| 1987 | 73.5% | +3.5% |
| 1988 | 74.7% | +1.7% |
| 1989 | 76.9% | +2.9% |
| 1990 | 82.0% | +6.7% |
| 1991 | 88.4% | +7.8% |
| 1992 | 87.3% | -1.2% |
| 1993 | 87.9% | +0.7% |
| 1994 | 83.7% | -4.8% |
| 1995 | 82.1% | -1.8% |
| 1996 | 84.0% | +2.3% |
| 1997 | 80.5% | -4.2% |
| 1998 | 80.8% | +0.5% |
| 1999 | 80.9% | +0.0% |
| 2000 | 85.2% | +5.4% |
| 2001 | 84.7% | -0.6% |
| 2002 | 77.5% | -8.5% |
| 2003 | 71.7% | -7.4% |
| 2004 | 76.1% | +6.1% |
| 2005 | 84.4% | +10.8% |
| 2006 | 90.1% | +6.8% |
| 2007 | 82.0% | -9.1% |
| 2008 | 88.3% | +7.8% |
| 2009 | 94.1% | +6.5% |
| 2010 | 93.6% | -0.6% |
| 2011 | 95.6% | +2.1% |
| 2012 | 89.6% | -6.3% |
| 2013 | 82.3% | -8.1% |
| 2014 | 65.8% | -20.1% |
| 2015 | 58.6% | -10.9% |
| 2016 | 55.6% | -5.0% |
| 2017 | 53.9% | -3.2% |
| 2018 | 104.8% | +94.5% |
| 2019 | 117.0% | +11.7% |
| 2020 | 55.7% | -52.4% |
| 2021 | 54.9% | -1.5% |
Malta compared with similar countries
- Malta's 54.9% is below the median for high income countries, which is 81.6%, 67% of the median. (61 countries reporting)
- Malta's 54.9% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 55.4%, 99% of the median. (23 countries reporting)
Biggest year-on-year movements
Years where Bank credit to bank deposits (%) in Malta changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2018 | +94.5% | 53.9% | 104.8% |
| 2020 | -52.4% | 117.0% | 55.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 38.6% | 29.9% | 47.1% | 10 |
| 1980s | 64.8% | 44.6% | 76.9% | 10 |
| 1990s | 83.8% | 80.5% | 88.4% | 10 |
| 2000s | 83.4% | 71.7% | 94.1% | 10 |
| 2010s | 81.7% | 53.9% | 117.0% | 10 |
| 2020s | 55.3% | 54.9% | 55.7% | 2 |
Countries ranked near Malta
More financial sector data for Malta
- Reserve position in the IMF, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 102.71 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.6075 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 75 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 102.71 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.6075 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Malta?
- Bank credit to bank deposits in Malta was 54.9% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Malta?
- The highest recorded value was 117.0% in 2019.
- What is the lowest bank credit to bank deposits recorded in Malta?
- The lowest recorded value was 29.9% in 1978.
- How does Malta rank for bank credit to bank deposits?
- Malta ranks 150th out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Malta?
- Over the last ten years it is down 42.6%. The long-run trend across the full record is rising.
- Where does this Malta data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).