Bank credit to bank deposits in France

France: Bank credit to bank deposits was 108.2% in 2021. ▲ Rising

Latest (2021)
108.2%
Change on year
down 0.4%
World rank
28th
of 186 countries
All-time high
174.7%
in 1992
All-time low
103.8%
in 1979
Years of data
59
1960–2021

Bank credit to bank deposits in France, 1960–2021

050100150196019902021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

France recorded 108.2% for bank credit to bank deposits in 2021.

That represents a change of down 0.4% on the previous year and down 14.9% over ten years.

Over the whole period, bank credit to bank deposits in France peaked at 174.7% in 1992 and was at its lowest, 103.8%, in 1979.

That places France 28th out of 186 countries with data for 2021, putting it in the top quarter.

The long-run direction has been consistently rising across the 59 years of available data.

Bank credit to bank deposits in France, year by year

Annual values for Bank credit to bank deposits (%) in France, 1960 to 2021.
Year % Change
1960 115.5%
1961 113.3% -1.9%
1962 111.0% -2.1%
1963 108.5% -2.2%
1964 109.0% +0.5%
1965 108.3% -0.7%
1966 107.9% -0.4%
1967 107.4% -0.4%
1968 113.3% +5.5%
1969 122.2% +7.8%
1970 115.7% -5.3%
1971 109.8% -5.1%
1972 110.7% +0.8%
1973 111.7% +1.0%
1974 111.4% -0.3%
1975 106.3% -4.5%
1976 114.4% +7.6%
1977 119.0% +4.0%
1978 104.9% -11.9%
1979 103.8% -1.1%
1980 107.7% +3.9%
1981 110.4% +2.4%
1982 114.2% +3.5%
1983 115.0% +0.6%
1984 117.0% +1.8%
1985 117.3% +0.3%
1986 120.9% +3.1%
1987 130.9% +8.2%
1988 139.3% +6.4%
1989 148.9% +6.9%
1990 161.0% +8.1%
1991 170.1% +5.6%
1992 174.7% +2.7%
1993 162.1% -7.2%
1994 148.8% -8.2%
1995 136.8% -8.1%
1996 129.6% -5.3%
1997 122.8% -5.2%
2001 130.5% +6.3%
2002 128.9% -1.2%
2003 119.5% -7.3%
2004 118.8% -0.6%
2005 120.7% +1.7%
2006 123.4% +2.2%
2007 125.1% +1.4%
2008 121.0% -3.3%
2009 121.9% +0.8%
2010 124.9% +2.4%
2011 127.1% +1.8%
2012 124.1% -2.4%
2013 125.2% +0.9%
2014 122.2% -2.4%
2015 121.6% -0.5%
2016 119.4% -1.8%
2017 118.4% -0.9%
2018 119.2% +0.8%
2019 119.1% -0.2%
2020 108.7% -8.7%
2021 108.2% -0.4%

Averages by decade

DecadeAverage LowestHighest Years
1960s 111.6% 107.4% 122.2% 10
1970s 110.8% 103.8% 119.0% 10
1980s 122.2% 107.7% 148.9% 10
1990s 150.7% 122.8% 174.7% 8
2000s 123.3% 118.8% 130.5% 9
2010s 122.1% 118.4% 127.1% 10
2020s 108.4% 108.2% 108.7% 2

Countries ranked near France

  1. 25 Slovakia 109.0% compare
  2. 26 Cyprus 108.3% compare
  3. 27 Peru 108.3% compare
  4. 29 Republic of Korea 106.9% compare
  5. 30 Russian Federation 104.4% compare
  6. 31 Canada 104.3% compare

See the full ranking of 186 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is bank credit to bank deposits in France?
Bank credit to bank deposits in France was 108.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in France?
The highest recorded value was 174.7% in 1992.
What is the lowest bank credit to bank deposits recorded in France?
The lowest recorded value was 103.8% in 1979.
How does France rank for bank credit to bank deposits?
France ranks 28th out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in France?
Over the last ten years it is down 14.9%. The long-run trend across the full record is rising.
Where does this France data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in France. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/france/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).