Bank credit to bank deposits in Spain
Spain: Bank credit to bank deposits was 80.5% in 2021. ▲ Rising
Bank credit to bank deposits in Spain, 1972–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, bank credit to bank deposits in Spain stood at 80.5%. That is the lowest value across all 48 years on record.
That represents a change of down 8.8% on the previous year and down 55.3% over ten years.
Over the whole period, bank credit to bank deposits in Spain peaked at 192.6% in 2007 and was at its lowest, 80.5%, in 2021.
That places Spain 83rd out of 186 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 48 years of available data.
Bank credit to bank deposits in Spain, year by year
| Year | % | Change |
|---|---|---|
| 1972 | 97.1% | — |
| 1973 | 99.4% | +2.4% |
| 1974 | 104.4% | +5.1% |
| 1975 | 107.6% | +3.0% |
| 1976 | 111.8% | +4.0% |
| 1977 | 115.0% | +2.8% |
| 1978 | 110.7% | -3.8% |
| 1979 | 107.1% | -3.3% |
| 1980 | 108.4% | +1.2% |
| 1981 | 109.8% | +1.3% |
| 1982 | 111.6% | +1.6% |
| 1983 | 124.6% | +11.7% |
| 1984 | 123.5% | -0.9% |
| 1985 | 119.5% | -3.2% |
| 1986 | 103.6% | -13.3% |
| 1987 | 112.8% | +8.8% |
| 1988 | 124.4% | +10.3% |
| 1989 | 133.1% | +7.0% |
| 1990 | 127.8% | -4.0% |
| 1991 | 127.6% | -0.1% |
| 1992 | 129.1% | +1.2% |
| 1993 | 118.5% | -8.2% |
| 1994 | 112.8% | -4.8% |
| 1995 | 112.7% | -0.0% |
| 1996 | 118.4% | +5.0% |
| 1997 | 133.7% | +12.9% |
| 1998 | 143.9% | +7.6% |
| 2001 | 121.0% | -15.9% |
| 2002 | 126.9% | +4.8% |
| 2003 | 137.7% | +8.5% |
| 2004 | 149.9% | +8.9% |
| 2005 | 166.9% | +11.4% |
| 2006 | 188.8% | +13.1% |
| 2007 | 192.6% | +2.0% |
| 2008 | 175.2% | -9.0% |
| 2009 | 173.9% | -0.7% |
| 2010 | 176.4% | +1.4% |
| 2011 | 180.2% | +2.1% |
| 2012 | 163.9% | -9.0% |
| 2013 | 152.7% | -6.8% |
| 2014 | 134.1% | -12.2% |
| 2015 | 120.6% | -10.1% |
| 2016 | 110.0% | -8.7% |
| 2017 | 106.8% | -3.0% |
| 2018 | 99.8% | -6.6% |
| 2019 | 93.8% | -6.0% |
| 2020 | 88.3% | -5.8% |
| 2021 | 80.5% | -8.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 106.6% | 97.1% | 115.0% | 8 |
| 1980s | 117.1% | 103.6% | 133.1% | 10 |
| 1990s | 124.9% | 112.7% | 143.9% | 9 |
| 2000s | 159.2% | 121.0% | 192.6% | 9 |
| 2010s | 133.8% | 93.8% | 180.2% | 10 |
| 2020s | 84.4% | 80.5% | 88.3% | 2 |
Countries ranked near Spain
- 80 United Arab Emirates 81.6% compare
- 81 Tanzania, United Republic of 81.2% compare
- 82 Aruba 80.5% compare
- 84 Serbia 79.3% compare
- 85 Guinea-Bissau 78.3% compare
- 86 Nicaragua 78.0% compare
More financial sector data for Spain
- Net domestic credit (current LCU), per capita 43,758 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 1.24 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 0.2467 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 316.86 million SDR (2025)
- Gold reserves at market value 28.87 billion SDR (2025)
- Reserves excluding gold, foreign exchange 50.39 billion SDR (2025)
- Reserves excluding gold 65.02 billion SDR (2025)
- Total reserves (gold at market value) 93.90 billion SDR (2025)
- Total reserves (gold at national valuation) 93.52 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,895 SDR per person (2025)
Frequently asked questions
- What is bank credit to bank deposits in Spain?
- Bank credit to bank deposits in Spain was 80.5% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Spain?
- The highest recorded value was 192.6% in 2007.
- What is the lowest bank credit to bank deposits recorded in Spain?
- The lowest recorded value was 80.5% in 2021.
- How does Spain rank for bank credit to bank deposits?
- Spain ranks 83rd out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Spain?
- Over the last ten years it is down 55.3%. The long-run trend across the full record is rising.
- Where does this Spain data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 48 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).