Bank credit to bank deposits (%) in Spain
Spain: Bank credit to bank deposits (%) was 80.5% in 2021. ▲ Rising
Bank credit to bank deposits in Spain, 1972–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, bank credit to bank deposits in Spain stood at 80.5%. That is the lowest value across all 48 years on record.
That represents a change of down 8.8% on the previous year and down 55.3% over ten years.
Over the whole period, bank credit to bank deposits in Spain peaked at 192.6% in 2007 and was at its lowest, 80.5%, in 2021.
That places Spain 83rd out of 186 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 48 years of available data.
Bank credit to bank deposits (%) in Spain, year by year
| Year | % | Change |
|---|---|---|
| 1972 | 97.1% | — |
| 1973 | 99.4% | +2.4% |
| 1974 | 104.4% | +5.1% |
| 1975 | 107.6% | +3.0% |
| 1976 | 111.8% | +4.0% |
| 1977 | 115.0% | +2.8% |
| 1978 | 110.7% | -3.8% |
| 1979 | 107.1% | -3.3% |
| 1980 | 108.4% | +1.2% |
| 1981 | 109.8% | +1.3% |
| 1982 | 111.6% | +1.6% |
| 1983 | 124.6% | +11.7% |
| 1984 | 123.5% | -0.9% |
| 1985 | 119.5% | -3.2% |
| 1986 | 103.6% | -13.3% |
| 1987 | 112.8% | +8.8% |
| 1988 | 124.4% | +10.3% |
| 1989 | 133.1% | +7.0% |
| 1990 | 127.8% | -4.0% |
| 1991 | 127.6% | -0.1% |
| 1992 | 129.1% | +1.2% |
| 1993 | 118.5% | -8.2% |
| 1994 | 112.8% | -4.8% |
| 1995 | 112.7% | -0.0% |
| 1996 | 118.4% | +5.0% |
| 1997 | 133.7% | +12.9% |
| 1998 | 143.9% | +7.6% |
| 2001 | 121.0% | -15.9% |
| 2002 | 126.9% | +4.8% |
| 2003 | 137.7% | +8.5% |
| 2004 | 149.9% | +8.9% |
| 2005 | 166.9% | +11.4% |
| 2006 | 188.8% | +13.1% |
| 2007 | 192.6% | +2.0% |
| 2008 | 175.2% | -9.0% |
| 2009 | 173.9% | -0.7% |
| 2010 | 176.4% | +1.4% |
| 2011 | 180.2% | +2.1% |
| 2012 | 163.9% | -9.0% |
| 2013 | 152.7% | -6.8% |
| 2014 | 134.1% | -12.2% |
| 2015 | 120.6% | -10.1% |
| 2016 | 110.0% | -8.7% |
| 2017 | 106.8% | -3.0% |
| 2018 | 99.8% | -6.6% |
| 2019 | 93.8% | -6.0% |
| 2020 | 88.3% | -5.8% |
| 2021 | 80.5% | -8.8% |
Spain compared with similar countries
- Spain's 80.5% is below the median for high income countries, which is 81.6%, 99% of the median. (61 countries reporting)
- Spain's 80.5% is below the median for Europe & Central Asia, which is 85.7%, 94% of the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 106.6% | 97.1% | 115.0% | 8 |
| 1980s | 117.1% | 103.6% | 133.1% | 10 |
| 1990s | 124.9% | 112.7% | 143.9% | 9 |
| 2000s | 159.2% | 121.0% | 192.6% | 9 |
| 2010s | 133.8% | 93.8% | 180.2% | 10 |
| 2020s | 84.4% | 80.5% | 88.3% | 2 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Spain?
- Bank credit to bank deposits in Spain was 80.5% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Spain?
- The highest recorded value was 192.6% in 2007.
- What is the lowest bank credit to bank deposits recorded in Spain?
- The lowest recorded value was 80.5% in 2021.
- How does Spain rank for bank credit to bank deposits?
- Spain ranks 83rd out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Spain?
- Over the last ten years it is down 55.3%. The long-run trend across the full record is rising.
- Where does this Spain data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 48 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).