Bank credit to bank deposits (%) in Democratic Republic of Congo

Democratic Republic of Congo: Bank credit to bank deposits (%) was 34.6% in 2021. ▲ Rising

Latest (2021)
34.6%
Change on year
down 14.3%
World rank
173rd
of 186 countries
All-time high
68.5%
in 2008
All-time low
30.5%
in 2002
Years of data
22
2000–2021

Bank credit to bank deposits in Democratic Republic of Congo, 2000–2021

02040602000201020212000: 35.2 %2001: 35.2 %2002: 30.5 %2003: 31 %2004: 37.6 %2005: 45.2 %2006: 51.6 %2007: 47.2 %2008: 68.5 %2009: 59.9 %2010: 53.8 %2011: 54.1 %2012: 52.2 %2013: 57.2 %2014: 59 %2015: 62 %2016: 66.1 %2017: 53.1 %2018: 55.5 %2019: 48 %2020: 40.4 %2021: 34.6 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank credit to bank deposits in Democratic Republic of Congo is 34.6%, measured in 2021.

That represents a change of down 14.3% on the previous year and down 36.0% over ten years.

Over the whole period, bank credit to bank deposits in Democratic Republic of Congo peaked at 68.5% in 2008 and was at its lowest, 30.5%, in 2002.

Democratic Republic of Congo ranks 173rd of 186 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 22 years of available data.

Bank credit to bank deposits (%) in Democratic Republic of Congo, year by year

Annual values for Bank credit to bank deposits (%) in Democratic Republic of Congo, 2000 to 2021.
Year % Change
2000 35.2% —
2001 35.2% +0.0%
2002 30.5% -13.3%
2003 31.0% +1.8%
2004 37.6% +21.2%
2005 45.2% +20.2%
2006 51.6% +14.2%
2007 47.2% -8.5%
2008 68.5% +45.1%
2009 59.9% -12.6%
2010 53.8% -10.1%
2011 54.1% +0.6%
2012 52.2% -3.6%
2013 57.2% +9.5%
2014 59.0% +3.2%
2015 62.0% +5.1%
2016 66.1% +6.5%
2017 53.1% -19.6%
2018 55.5% +4.5%
2019 48.0% -13.6%
2020 40.4% -15.7%
2021 34.6% -14.3%

Democratic Republic of Congo compared with similar countries

  • Democratic Republic of Congo's 34.6% is below the median for low income countries, which is 61.3%, 57% of the median. (23 countries reporting)
  • Democratic Republic of Congo's 34.6% is below the median for Sub-Saharan Africa, which is 65.6%, 53% of the median. (47 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 44.2% 30.5% 68.5% 10
2010s 56.1% 48.0% 66.1% 10
2020s 37.5% 34.6% 40.4% 2

Countries ranked near Democratic Republic of Congo

  1. 170 Angola 37.2% compare
  2. 171 Egypt 36.7% compare
  3. 172 Seychelles 34.7% compare
  4. 174 Haiti 33.3% compare
  5. 175 Micronesia (country) 31.3% compare
  6. 176 Sierra Leone 28.8% compare

See the full ranking of 186 places →

More financial sector data for Democratic Republic of Congo

All data for Democratic Republic of Congo →

Frequently asked questions

What is bank credit to bank deposits in Democratic Republic of Congo?
Bank credit to bank deposits in Democratic Republic of Congo was 34.6% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in Democratic Republic of Congo?
The highest recorded value was 68.5% in 2008.
What is the lowest bank credit to bank deposits recorded in Democratic Republic of Congo?
The lowest recorded value was 30.5% in 2002.
How does Democratic Republic of Congo rank for bank credit to bank deposits?
Democratic Republic of Congo ranks 173rd out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in Democratic Republic of Congo?
Over the last ten years it is down 36.0%. The long-run trend across the full record is rising.
Where does this Democratic Republic of Congo data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in Democratic Republic of Congo. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/congo-dem-rep/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).