Bank credit to bank deposits in Germany
Germany: Bank credit to bank deposits was 89.4% in 2021. ▼ Falling
Bank credit to bank deposits in Germany, 1970–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
Germany recorded 89.4% for bank credit to bank deposits in 2021.
Compared with earlier readings it is up 1.9% on the previous year and down 20.8% over ten years.
Over the whole period, bank credit to bank deposits in Germany peaked at 187.0% in 2001 and was at its lowest, 87.8%, in 2020.
Germany ranks 61st of 186 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 50 years of available data.
Bank credit to bank deposits in Germany, year by year
| Year | % | Change |
|---|---|---|
| 1970 | 139.7% | — |
| 1971 | 140.1% | +0.3% |
| 1972 | 142.2% | +1.5% |
| 1973 | 144.3% | +1.5% |
| 1974 | 143.5% | -0.5% |
| 1975 | 135.2% | -5.8% |
| 1976 | 137.2% | +1.5% |
| 1977 | 136.5% | -0.5% |
| 1978 | 137.4% | +0.6% |
| 1979 | 146.1% | +6.3% |
| 1980 | 153.2% | +4.9% |
| 1981 | 157.9% | +3.1% |
| 1982 | 155.9% | -1.2% |
| 1983 | 158.5% | +1.6% |
| 1984 | 160.2% | +1.0% |
| 1985 | 158.9% | -0.8% |
| 1986 | 156.6% | -1.5% |
| 1987 | 154.4% | -1.4% |
| 1988 | 154.6% | +0.1% |
| 1989 | 157.4% | +1.8% |
| 1990 | 155.9% | -0.9% |
| 1991 | 162.2% | +4.0% |
| 1992 | 165.3% | +1.9% |
| 1993 | 161.5% | -2.3% |
| 1994 | 170.1% | +5.3% |
| 1995 | 171.5% | +0.8% |
| 1996 | 171.0% | -0.3% |
| 1997 | 176.6% | +3.3% |
| 1998 | 178.9% | +1.3% |
| 2001 | 187.0% | +4.6% |
| 2002 | 180.0% | -3.8% |
| 2003 | 172.8% | -4.0% |
| 2004 | 168.5% | -2.5% |
| 2005 | 161.2% | -4.3% |
| 2006 | 154.9% | -3.9% |
| 2007 | 141.2% | -8.8% |
| 2008 | 133.7% | -5.3% |
| 2009 | 131.3% | -1.8% |
| 2010 | 118.5% | -9.7% |
| 2011 | 112.9% | -4.8% |
| 2012 | 107.1% | -5.1% |
| 2013 | 103.2% | -3.6% |
| 2014 | 98.9% | -4.2% |
| 2015 | 94.6% | -4.4% |
| 2016 | 92.3% | -2.4% |
| 2017 | 91.5% | -0.9% |
| 2018 | 90.6% | -1.0% |
| 2019 | 90.6% | -0.0% |
| 2020 | 87.8% | -3.1% |
| 2021 | 89.4% | +1.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 140.2% | 135.2% | 146.1% | 10 |
| 1980s | 156.8% | 153.2% | 160.2% | 10 |
| 1990s | 168.1% | 155.9% | 178.9% | 9 |
| 2000s | 159.0% | 131.3% | 187.0% | 9 |
| 2010s | 100.0% | 90.6% | 118.5% | 10 |
| 2020s | 88.6% | 87.8% | 89.4% | 2 |
Countries ranked near Germany
- 58 Fiji 91.2% compare
- 59 Dominican Republic 91.1% compare
- 60 Bahrain 90.6% compare
- 62 Kyrgyzstan 87.3% compare
- 63 Madagascar 86.9% compare
- 64 Azerbaijan 86.4% compare
More financial sector data for Germany
- Net domestic credit (current LCU), per capita 72,617 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 1.33 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate -2.13 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 3.77 billion SDR (2025)
- Gold reserves at market value 343.54 billion SDR (2025)
- Reserves excluding gold, foreign exchange 27.33 billion SDR (2025)
- Reserves excluding gold 74.28 billion SDR (2025)
- Total reserves (gold at market value) 417.82 billion SDR (2025)
- Total reserves (gold at national valuation) 413.37 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,951 SDR per person (2025)
Frequently asked questions
- What is bank credit to bank deposits in Germany?
- Bank credit to bank deposits in Germany was 89.4% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Germany?
- The highest recorded value was 187.0% in 2001.
- What is the lowest bank credit to bank deposits recorded in Germany?
- The lowest recorded value was 87.8% in 2020.
- How does Germany rank for bank credit to bank deposits?
- Germany ranks 61st out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Germany?
- Over the last ten years it is down 20.8%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).