Bank credit to bank deposits (%) in Germany
Germany: Bank credit to bank deposits (%) was 89.4% in 2021. ▼ Falling
Latest (2021)
89.4%
Change on year
up 1.9%
World rank
61st
of 186 countries
All-time high
187.0%
in 2001
All-time low
87.8%
in 2020
Years of data
50
1970–2021
Bank credit to bank deposits in Germany, 1970–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
Germany recorded 89.4% for bank credit to bank deposits in 2021.
Compared with earlier readings it is up 1.9% on the previous year and down 20.8% over ten years.
Over the whole period, bank credit to bank deposits in Germany peaked at 187.0% in 2001 and was at its lowest, 87.8%, in 2020.
Germany ranks 61st of 186 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 50 years of available data.
Bank credit to bank deposits (%) in Germany, year by year
| Year | % | Change |
|---|---|---|
| 1970 | 139.7% | — |
| 1971 | 140.1% | +0.3% |
| 1972 | 142.2% | +1.5% |
| 1973 | 144.3% | +1.5% |
| 1974 | 143.5% | -0.5% |
| 1975 | 135.2% | -5.8% |
| 1976 | 137.2% | +1.5% |
| 1977 | 136.5% | -0.5% |
| 1978 | 137.4% | +0.6% |
| 1979 | 146.1% | +6.3% |
| 1980 | 153.2% | +4.9% |
| 1981 | 157.9% | +3.1% |
| 1982 | 155.9% | -1.2% |
| 1983 | 158.5% | +1.6% |
| 1984 | 160.2% | +1.0% |
| 1985 | 158.9% | -0.8% |
| 1986 | 156.6% | -1.5% |
| 1987 | 154.4% | -1.4% |
| 1988 | 154.6% | +0.1% |
| 1989 | 157.4% | +1.8% |
| 1990 | 155.9% | -0.9% |
| 1991 | 162.2% | +4.0% |
| 1992 | 165.3% | +1.9% |
| 1993 | 161.5% | -2.3% |
| 1994 | 170.1% | +5.3% |
| 1995 | 171.5% | +0.8% |
| 1996 | 171.0% | -0.3% |
| 1997 | 176.6% | +3.3% |
| 1998 | 178.9% | +1.3% |
| 2001 | 187.0% | +4.6% |
| 2002 | 180.0% | -3.8% |
| 2003 | 172.8% | -4.0% |
| 2004 | 168.5% | -2.5% |
| 2005 | 161.2% | -4.3% |
| 2006 | 154.9% | -3.9% |
| 2007 | 141.2% | -8.8% |
| 2008 | 133.7% | -5.3% |
| 2009 | 131.3% | -1.8% |
| 2010 | 118.5% | -9.7% |
| 2011 | 112.9% | -4.8% |
| 2012 | 107.1% | -5.1% |
| 2013 | 103.2% | -3.6% |
| 2014 | 98.9% | -4.2% |
| 2015 | 94.6% | -4.4% |
| 2016 | 92.3% | -2.4% |
| 2017 | 91.5% | -0.9% |
| 2018 | 90.6% | -1.0% |
| 2019 | 90.6% | -0.0% |
| 2020 | 87.8% | -3.1% |
| 2021 | 89.4% | +1.9% |
Germany compared with similar countries
- Germany's 89.4% is above the median for high income countries, which is 81.6%, 1.1× the median. (61 countries reporting)
- Germany's 89.4% is above the median for Europe & Central Asia, which is 85.7%, 1.0× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 140.2% | 135.2% | 146.1% | 10 |
| 1980s | 156.8% | 153.2% | 160.2% | 10 |
| 1990s | 168.1% | 155.9% | 178.9% | 9 |
| 2000s | 159.0% | 131.3% | 187.0% | 9 |
| 2010s | 100.0% | 90.6% | 118.5% | 10 |
| 2020s | 88.6% | 87.8% | 89.4% | 2 |
Countries ranked near Germany
- 58 Fiji 91.2% compare
- 59 Dominican Republic 91.1% compare
- 60 Bahrain 90.6% compare
- 62 Kyrgyzstan 87.3% compare
- 63 Madagascar 86.9% compare
- 64 Azerbaijan 86.4% compare
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is bank credit to bank deposits in Germany?
- Bank credit to bank deposits in Germany was 89.4% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank credit to bank deposits recorded in Germany?
- The highest recorded value was 187.0% in 2001.
- What is the lowest bank credit to bank deposits recorded in Germany?
- The lowest recorded value was 87.8% in 2020.
- How does Germany rank for bank credit to bank deposits?
- Germany ranks 61st out of 186 countries with data for 2021.
- Is bank credit to bank deposits rising or falling in Germany?
- Over the last ten years it is down 20.8%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 50 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).