Bank lending-deposit spread in Albania
Albania: Bank lending-deposit spread was 5.71 in 2020. ▲ Rising
Bank lending-deposit spread in Albania, 1992–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Albania stood at 5.71.
Compared with earlier readings it is down 1.2% on the previous year and down 10.8% over ten years.
Over the whole period, bank lending-deposit spread in Albania peaked at 13.8 in 2000 and was at its lowest, 2.08, in 1992.
Albania ranks 56th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 28 years of available data.
Bank lending-deposit spread in Albania, year by year
| Year | Value | Change |
|---|---|---|
| 1992 | 2.08 | — |
| 1993 | 2.25 | +8.0% |
| 1994 | 3.83 | +70.4% |
| 1995 | 4.35 | +13.5% |
| 1996 | 7.17 | +64.9% |
| 1997 | 5.43 | -24.3% |
| 1999 | 8.67 | +59.6% |
| 2000 | 13.8 | +59.2% |
| 2001 | 11.93 | -13.6% |
| 2002 | 6.77 | -43.3% |
| 2003 | 5.9 | -12.9% |
| 2004 | 5.15 | -12.6% |
| 2005 | 7.99 | +55.0% |
| 2006 | 7.71 | -3.4% |
| 2007 | 8.44 | +9.4% |
| 2008 | 6.22 | -26.3% |
| 2009 | 5.89 | -5.3% |
| 2010 | 6.4 | +8.8% |
| 2011 | 6.57 | +2.6% |
| 2012 | 5.46 | -17.0% |
| 2013 | 5.66 | +3.8% |
| 2014 | 6.06 | +7.0% |
| 2015 | 6.48 | +7.0% |
| 2016 | 5.9 | -9.0% |
| 2017 | 5.45 | -7.6% |
| 2018 | 5.18 | -5.0% |
| 2019 | 5.78 | +11.6% |
| 2020 | 5.71 | -1.2% |
Albania compared with similar countries
- Albania's 5.71 is above the median for upper middle income countries, which is 5.5, 1.0× the median. (45 countries reporting)
- Albania's 5.71 is above the median for Europe & Central Asia, which is 3.5, 1.6× the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.83 | 2.08 | 8.67 | 7 |
| 2000s | 7.98 | 5.15 | 13.8 | 10 |
| 2010s | 5.9 | 5.18 | 6.57 | 10 |
| 2020s | 5.71 | 5.71 | 5.71 | 1 |
Countries ranked near Albania
More financial sector data for Albania
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 15.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 15.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Albania?
- Bank lending-deposit spread in Albania was 5.71 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Albania?
- The highest recorded value was 13.8 in 2000.
- What is the lowest bank lending-deposit spread recorded in Albania?
- The lowest recorded value was 2.08 in 1992.
- How does Albania rank for bank lending-deposit spread?
- Albania ranks 56th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Albania?
- Over the last ten years it is down 10.8%. The long-run trend across the full record is rising.
- Where does this Albania data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 28 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.