Bank lending-deposit spread in Saint Lucia
Saint Lucia: Bank lending-deposit spread was 5.6 in 2020. ▼ Falling
Bank lending-deposit spread in Saint Lucia, 1981–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Saint Lucia is 5.6, measured in 2020. That is the lowest value across all 40 years on record.
That represents a change of down 9.9% on the previous year and down 23.2% over ten years.
Over the whole period, bank lending-deposit spread in Saint Lucia peaked at 10.26 in 1986 and was at its lowest, 5.6, in 2020.
Saint Lucia ranks 58th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 40 years of available data.
Bank lending-deposit spread in Saint Lucia, year by year
| Year | Value | Change |
|---|---|---|
| 1981 | 9.21 | — |
| 1982 | 9.21 | +0.0% |
| 1983 | 8.13 | -11.7% |
| 1984 | 8.72 | +7.2% |
| 1985 | 9.37 | +7.5% |
| 1986 | 10.26 | +9.5% |
| 1987 | 8.98 | -12.5% |
| 1988 | 7.85 | -12.5% |
| 1989 | 7.43 | -5.4% |
| 1990 | 7.85 | +5.6% |
| 1991 | 7.77 | -1.0% |
| 1992 | 8.5 | +9.5% |
| 1993 | 7.78 | -8.6% |
| 1994 | 7.23 | -7.1% |
| 1995 | 8.26 | +14.3% |
| 1996 | 8.32 | +0.7% |
| 1997 | 8.03 | -3.5% |
| 1998 | 6.6 | -17.8% |
| 1999 | 8.03 | +21.6% |
| 2000 | 8.27 | +2.9% |
| 2001 | 8.09 | -2.1% |
| 2002 | 8.32 | +2.9% |
| 2003 | 9.53 | +14.5% |
| 2004 | 8.02 | -15.8% |
| 2005 | 7.77 | -3.1% |
| 2006 | 7.83 | +0.8% |
| 2007 | 7.02 | -10.4% |
| 2008 | 6.83 | -2.8% |
| 2009 | 7.33 | +7.4% |
| 2010 | 7.29 | -0.5% |
| 2011 | 6.51 | -10.8% |
| 2012 | 6.44 | -1.0% |
| 2013 | 6.14 | -4.7% |
| 2014 | 6.2 | +0.9% |
| 2015 | 6.58 | +6.2% |
| 2016 | 6.61 | +0.4% |
| 2017 | 6.68 | +1.2% |
| 2018 | 6.54 | -2.2% |
| 2019 | 6.22 | -4.9% |
| 2020 | 5.6 | -9.9% |
Saint Lucia compared with similar countries
- Saint Lucia's 5.6 is above the median for upper middle income countries, which is 5.5, 1.0× the median. (45 countries reporting)
- Saint Lucia's 5.6 is below the median for Latin America & Caribbean, which is 6.26, 89% of the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.79 | 7.43 | 10.26 | 9 |
| 1990s | 7.84 | 6.6 | 8.5 | 10 |
| 2000s | 7.9 | 6.83 | 9.53 | 10 |
| 2010s | 6.52 | 6.14 | 7.29 | 10 |
| 2020s | 5.6 | 5.6 | 5.6 | 1 |
Countries ranked near Saint Lucia
More financial sector data for Saint Lucia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 11.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 8.5 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 11.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Saint Lucia?
- Bank lending-deposit spread in Saint Lucia was 5.6 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Saint Lucia?
- The highest recorded value was 10.26 in 1986.
- What is the lowest bank lending-deposit spread recorded in Saint Lucia?
- The lowest recorded value was 5.6 in 2020.
- How does Saint Lucia rank for bank lending-deposit spread?
- Saint Lucia ranks 58th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Saint Lucia?
- Over the last ten years it is down 23.2%. The long-run trend across the full record is falling.
- Where does this Saint Lucia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 40 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.