Bank lending-deposit spread in Eswatini
Eswatini: Bank lending-deposit spread was 5.49 in 2020. ▲ Rising
Bank lending-deposit spread in Eswatini, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Eswatini stood at 5.49.
That represents a change of down 14.7% on the previous year and down 6.9% over ten years.
Over the whole period, bank lending-deposit spread in Eswatini peaked at 7.62 in 1995 and was at its lowest, 4.67, in 1981.
That places Eswatini 61st out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently rising across the 41 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.78 | 4.67 | 6.98 | 10 |
| 1990s | 6.76 | 5.42 | 7.62 | 10 |
| 2000s | 6.71 | 5.97 | 7.47 | 10 |
| 2010s | 6.59 | 5.9 | 7.55 | 10 |
| 2020s | 5.49 | 5.49 | 5.49 | 1 |
Countries ranked near Eswatini
More financial sector data for Eswatini
- Domestic credit to private sector by banks 23.0% (2025)
- Total reserves in months of imports 1.91 (2024)
- Net domestic credit 24.73 billion current LCU (2025)
- Net foreign assets 10.79 billion current LCU (2025)
- Monetary Sector credit to private sector 23.1% (2025)
- Broad money 28.4% (2022)
- Claims on central government, etc. 2.5% (2025)
- Domestic credit to private sector 23.1% (2025)
- Official exchange rate 17.89 LCU per US$, period average (2025)
- Net migration -5,775 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Eswatini?
- Bank lending-deposit spread in Eswatini was 5.49 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Eswatini?
- The highest recorded value was 7.62 in 1995.
- What is the lowest bank lending-deposit spread recorded in Eswatini?
- The lowest recorded value was 4.67 in 1981.
- How does Eswatini rank for bank lending-deposit spread?
- Eswatini ranks 61st out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Eswatini?
- Over the last ten years it is down 6.9%. The long-run trend across the full record is rising.
- Where does this Eswatini data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 41 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.