Bank lending-deposit spread in Algeria
Algeria: Bank lending-deposit spread was 6.25 in 2020. ▲ Rising
Bank lending-deposit spread in Algeria, 1995–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Algeria is 6.25, measured in 2020. That is the highest value across all 26 years on record.
Compared with earlier readings it is unchanged over ten years.
Over the whole period, bank lending-deposit spread in Algeria peaked at 6.25 in 2006 and was at its lowest, 1.83, in 1995.
Algeria ranks 50th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 26 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 2.86 | 1.83 | 4.5 | 5 |
| 2000s | 4.73 | 2.5 | 6.25 | 10 |
| 2010s | 6.25 | 6.25 | 6.25 | 10 |
| 2020s | 6.25 | 6.25 | 6.25 | 1 |
Countries ranked near Algeria
More financial sector data for Algeria
- Domestic credit to private sector by banks 19.6% (2025)
- Total reserves in months of imports 16.53 (2024)
- Net domestic credit 28.47 trillion current LCU (2025)
- Net foreign assets 9.11 trillion current LCU (2025)
- Monetary Sector credit to private sector 19.6% (2025)
- Broad money 73.5% (2024)
- Claims on central government, etc. 42.4% (2025)
- Domestic credit to private sector 19.6% (2025)
- Official exchange rate 131.61 LCU per US$, period average (2025)
- Net migration -27,531 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Algeria?
- Bank lending-deposit spread in Algeria was 6.25 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Algeria?
- The highest recorded value was 6.25 in 2006.
- What is the lowest bank lending-deposit spread recorded in Algeria?
- The lowest recorded value was 1.83 in 1995.
- How does Algeria rank for bank lending-deposit spread?
- Algeria ranks 50th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Algeria?
- Over the last ten years it is unchanged. The long-run trend across the full record is rising.
- Where does this Algeria data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 26 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.