Bank lending-deposit spread in Saint Vincent and the Grenadines
Saint Vincent and the Grenadines: Bank lending-deposit spread was 6.26 in 2020. ▲ Rising
Bank lending-deposit spread in Saint Vincent and the Grenadines, 1982–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Saint Vincent and the Grenadines recorded 6.26 for bank lending-deposit spread in 2020.
The figure is down 4.4% on the previous year and down 0.8% over ten years.
Over the whole period, bank lending-deposit spread in Saint Vincent and the Grenadines peaked at 8.03 in 1993 and was at its lowest, 3.88, in 1983.
Saint Vincent and the Grenadines ranks 49th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 39 years of available data.
Bank lending-deposit spread in Saint Vincent and the Grenadines, year by year
| Year | Value | Change |
|---|---|---|
| 1982 | 4.13 | — |
| 1983 | 3.88 | -6.0% |
| 1984 | 5.48 | +41.2% |
| 1985 | 5.45 | -0.6% |
| 1986 | 6.04 | +10.9% |
| 1987 | 6.06 | +0.3% |
| 1988 | 5.52 | -8.9% |
| 1989 | 6.37 | +15.4% |
| 1990 | 7.26 | +13.9% |
| 1991 | 7.13 | -1.8% |
| 1992 | 7.36 | +3.2% |
| 1993 | 8.03 | +9.1% |
| 1994 | 7.85 | -2.2% |
| 1995 | 6.73 | -14.3% |
| 1996 | 7.09 | +5.3% |
| 1997 | 7.08 | -0.1% |
| 1998 | 7.03 | -0.7% |
| 1999 | 7.09 | +0.8% |
| 2000 | 6.93 | -2.3% |
| 2001 | 7.07 | +2.1% |
| 2002 | 7.21 | +2.0% |
| 2003 | 7.27 | +0.9% |
| 2004 | 6.39 | -12.1% |
| 2005 | 6.69 | +4.7% |
| 2006 | 6.81 | +1.8% |
| 2007 | 6.79 | -0.2% |
| 2008 | 6.73 | -0.9% |
| 2009 | 6.25 | -7.2% |
| 2010 | 6.31 | +1.0% |
| 2011 | 6.14 | -2.7% |
| 2012 | 6.54 | +6.4% |
| 2013 | 6.71 | +2.6% |
| 2014 | 6.51 | -2.9% |
| 2015 | 7.18 | +10.4% |
| 2016 | 7.22 | +0.5% |
| 2017 | 6.89 | -4.6% |
| 2018 | 6.66 | -3.3% |
| 2019 | 6.55 | -1.7% |
| 2020 | 6.26 | -4.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.37 | 3.88 | 6.37 | 8 |
| 1990s | 7.26 | 6.73 | 8.03 | 10 |
| 2000s | 6.81 | 6.25 | 7.27 | 10 |
| 2010s | 6.67 | 6.14 | 7.22 | 10 |
| 2020s | 6.26 | 6.26 | 6.26 | 1 |
Countries ranked near Saint Vincent and the Grenadines
More financial sector data for Saint Vincent and the Grenadines
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -15.5 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.157 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,972 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -15.48 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 2,055 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate -15.48 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,055 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate -15.48 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,055 SDR per person (2025)
- Total reserves (gold at national valuation) 205.34 million SDR (2025)
Frequently asked questions
- What is bank lending-deposit spread in Saint Vincent and the Grenadines?
- Bank lending-deposit spread in Saint Vincent and the Grenadines was 6.26 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Saint Vincent and the Grenadines?
- The highest recorded value was 8.03 in 1993.
- What is the lowest bank lending-deposit spread recorded in Saint Vincent and the Grenadines?
- The lowest recorded value was 3.88 in 1983.
- How does Saint Vincent and the Grenadines rank for bank lending-deposit spread?
- Saint Vincent and the Grenadines ranks 49th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Saint Vincent and the Grenadines?
- Over the last ten years it is down 0.8%. The long-run trend across the full record is rising.
- Where does this Saint Vincent and the Grenadines data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 39 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.