Bank lending-deposit spread in Croatia
Croatia: Bank lending-deposit spread was 7.23 in 2014. ▼ Falling
Bank lending-deposit spread in Croatia, 1994–2014
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Croatia is 7.23, measured in 2014.
Compared with earlier readings it is down 6.5% on the previous year and down 26.8% over ten years.
Over the whole period, bank lending-deposit spread in Croatia peaked at 16.93 in 1996 and was at its lowest, 6.32, in 2001.
Croatia ranks 39th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Bank lending-deposit spread in Croatia, year by year
| Year | Value | Change |
|---|---|---|
| 1994 | 16.39 | — |
| 1995 | 14.72 | -10.2% |
| 1996 | 16.93 | +15.0% |
| 1997 | 11.17 | -34.0% |
| 1998 | 11.13 | -0.4% |
| 1999 | 10.63 | -4.5% |
| 2000 | 8.33 | -21.6% |
| 2001 | 6.32 | -24.1% |
| 2002 | 10.95 | +73.3% |
| 2003 | 10.05 | -8.2% |
| 2004 | 9.87 | -1.8% |
| 2005 | 9.48 | -4.0% |
| 2006 | 8.22 | -13.3% |
| 2007 | 7 | -14.9% |
| 2008 | 7.25 | +3.6% |
| 2009 | 8.35 | +15.2% |
| 2010 | 8.62 | +3.2% |
| 2011 | 7.99 | -7.3% |
| 2012 | 7.6 | -4.9% |
| 2013 | 7.73 | +1.7% |
| 2014 | 7.23 | -6.5% |
Croatia compared with similar countries
- Croatia's 7.23 is above the median for high income countries, which is 3.8, 1.9× the median. (37 countries reporting)
- Croatia's 7.23 is above the median for Europe & Central Asia, which is 3.5, 2.1× the median. (23 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Croatia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2002 | +73.3% | 6.32 | 10.95 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 13.5 | 10.63 | 16.93 | 6 |
| 2000s | 8.58 | 6.32 | 10.95 | 10 |
| 2010s | 7.83 | 7.23 | 8.62 | 5 |
Countries ranked near Croatia
- 36 Dominican Republic 7.79 compare
- 37 Papua New Guinea 7.77 compare
- 38 Cape Verde 7.31 compare
- 40 Lesotho 7.06 compare
- 41 Suriname 6.86 compare
- 42 Yemen 6.83 compare
More financial sector data for Croatia
- Reserve position in the IMF, US dollar, annual growth rate -2.8 % change on previous year (2024)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 12.53 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2024)
- Reserve position in the IMF, SDR, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 9.15 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -2.8 % change on previous year (2024)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 12.53 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2024)
Frequently asked questions
- What is bank lending-deposit spread in Croatia?
- Bank lending-deposit spread in Croatia was 7.23 in 2014, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Croatia?
- The highest recorded value was 16.93 in 1996.
- What is the lowest bank lending-deposit spread recorded in Croatia?
- The lowest recorded value was 6.32 in 2001.
- How does Croatia rank for bank lending-deposit spread?
- Croatia ranks 39th out of 124 countries with data for 2014.
- Is bank lending-deposit spread rising or falling in Croatia?
- Over the last ten years it is down 26.8%. The long-run trend across the full record is falling.
- Where does this Croatia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.