Bank lending-deposit spread in Lesotho
Lesotho: Bank lending-deposit spread was 7.06 in 2020. ▲ Rising
Bank lending-deposit spread in Lesotho, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Lesotho is 7.06, measured in 2020.
Compared with earlier readings it is down 27.1% on the previous year and down 6.3% over ten years.
Over the whole period, bank lending-deposit spread in Lesotho peaked at 12.2 in 2000 and was at its lowest, 3.03, in 1995.
That places Lesotho 40th out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently rising across the 38 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.93 | 3.38 | 7.68 | 7 |
| 1990s | 7.08 | 3.03 | 11.61 | 10 |
| 2000s | 9.43 | 7.5 | 12.2 | 10 |
| 2010s | 8.59 | 7.07 | 10.47 | 10 |
| 2020s | 7.06 | 7.06 | 7.06 | 1 |
Countries ranked near Lesotho
More financial sector data for Lesotho
- Domestic credit to private sector by banks 23.8% (2024)
- Total reserves in months of imports 5.54 (2024)
- Net domestic credit 3.67 billion current LCU (2024)
- Net foreign assets 25.32 billion current LCU (2024)
- Monetary Sector credit to private sector 24.3% (2024)
- Broad money 42.3% (2020)
- Claims on central government, etc. -18.2% (2024)
- Domestic credit to private sector 24.3% (2024)
- Official exchange rate 17.89 LCU per US$, period average (2025)
- Net migration -5,192 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Lesotho?
- Bank lending-deposit spread in Lesotho was 7.06 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Lesotho?
- The highest recorded value was 12.2 in 2000.
- What is the lowest bank lending-deposit spread recorded in Lesotho?
- The lowest recorded value was 3.03 in 1995.
- How does Lesotho rank for bank lending-deposit spread?
- Lesotho ranks 40th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Lesotho?
- Over the last ten years it is down 6.3%. The long-run trend across the full record is rising.
- Where does this Lesotho data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 38 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.