Bank lending-deposit spread in Guyana
Guyana: Bank lending-deposit spread was 8.62 in 2020. ▲ Rising
Bank lending-deposit spread in Guyana, 1981–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Guyana is 8.62, measured in 2020.
Compared with earlier readings it is down 10.2% on the previous year and down 29.8% over ten years.
Over the whole period, bank lending-deposit spread in Guyana peaked at 12.51 in 2011 and was at its lowest, 2.5, in 1981.
That places Guyana 28th out of 124 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently rising across the 40 years of available data.
Bank lending-deposit spread in Guyana, year by year
| Year | Value | Change |
|---|---|---|
| 1981 | 2.5 | — |
| 1982 | 2.79 | +11.7% |
| 1983 | 3 | +7.5% |
| 1984 | 3 | +0.0% |
| 1985 | 3 | +0.0% |
| 1986 | 3 | +0.0% |
| 1987 | 3.92 | +30.6% |
| 1988 | 3.07 | -21.6% |
| 1989 | 3.13 | +2.0% |
| 1990 | 3.58 | +14.2% |
| 1991 | 4.02 | +12.5% |
| 1992 | 6.18 | +53.7% |
| 1993 | 7.11 | +15.0% |
| 1994 | 6.94 | -2.3% |
| 1995 | 6.32 | -9.0% |
| 1996 | 7.3 | +15.6% |
| 1997 | 8.48 | +16.1% |
| 1998 | 8.67 | +2.2% |
| 1999 | 8.03 | -7.3% |
| 2000 | 8.59 | +7.0% |
| 2001 | 9.38 | +9.1% |
| 2002 | 11.8 | +25.8% |
| 2003 | 11.81 | +0.1% |
| 2004 | 11.86 | +0.4% |
| 2005 | 11.95 | +0.8% |
| 2006 | 12.01 | +0.4% |
| 2007 | 12.14 | +1.1% |
| 2008 | 12.21 | +0.6% |
| 2009 | 12.22 | +0.1% |
| 2010 | 12.27 | +0.5% |
| 2011 | 12.51 | +1.9% |
| 2012 | 12.34 | -1.4% |
| 2013 | 12.37 | +0.2% |
| 2014 | 11.76 | -4.9% |
| 2015 | 11.72 | -0.4% |
| 2016 | 11.83 | +1.0% |
| 2017 | 11.95 | +1.0% |
| 2018 | 12.01 | +0.5% |
| 2019 | 9.6 | -20.0% |
| 2020 | 8.62 | -10.2% |
Guyana compared with similar countries
- Guyana's 8.62 is above the median for high income countries, which is 3.8, 2.3× the median. (37 countries reporting)
- Guyana's 8.62 is above the median for Latin America & Caribbean, which is 6.26, 1.4× the median. (31 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Guyana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1992 | +53.7% | 4.02 | 6.18 |
| 1987 | +30.6% | 3 | 3.92 |
| 2002 | +25.8% | 9.38 | 11.8 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.05 | 2.5 | 3.92 | 9 |
| 1990s | 6.66 | 3.58 | 8.67 | 10 |
| 2000s | 11.4 | 8.59 | 12.22 | 10 |
| 2010s | 11.84 | 9.6 | 12.51 | 10 |
| 2020s | 8.62 | 8.62 | 8.62 | 1 |
Countries ranked near Guyana
More financial sector data for Guyana
- Reserve position in the IMF, US dollar, annual growth rate -100 % change on previous year (1976)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -100 % change on previous year (1976)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -100 % change on previous year (1976)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -100 % change on previous year (1976)
Frequently asked questions
- What is bank lending-deposit spread in Guyana?
- Bank lending-deposit spread in Guyana was 8.62 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Guyana?
- The highest recorded value was 12.51 in 2011.
- What is the lowest bank lending-deposit spread recorded in Guyana?
- The lowest recorded value was 2.5 in 1981.
- How does Guyana rank for bank lending-deposit spread?
- Guyana ranks 28th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Guyana?
- Over the last ten years it is down 29.8%. The long-run trend across the full record is rising.
- Where does this Guyana data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 40 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.