Bank lending-deposit spread in Guyana
Guyana: Bank lending-deposit spread was 8.62 in 2020. ▲ Rising
Bank lending-deposit spread in Guyana, 1981–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Guyana is 8.62, measured in 2020.
Compared with earlier readings it is down 10.2% on the previous year and down 29.8% over ten years.
Over the whole period, bank lending-deposit spread in Guyana peaked at 12.51 in 2011 and was at its lowest, 2.5, in 1981.
That places Guyana 28th out of 124 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently rising across the 40 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.05 | 2.5 | 3.92 | 9 |
| 1990s | 6.66 | 3.58 | 8.67 | 10 |
| 2000s | 11.4 | 8.59 | 12.22 | 10 |
| 2010s | 11.84 | 9.6 | 12.51 | 10 |
| 2020s | 8.62 | 8.62 | 8.62 | 1 |
Countries ranked near Guyana
More financial sector data for Guyana
- Domestic credit to private sector by banks 11.3% (2025)
- Total reserves in months of imports 0.8499 (2023)
- Net domestic credit 1.49 trillion current LCU (2025)
- Net foreign assets 347.31 billion current LCU (2025)
- Monetary Sector credit to private sector 11.3% (2025)
- Broad money 28.8% (2025)
- Claims on central government, etc. 14.8% (2025)
- Domestic credit to private sector 15.6% (2025)
- Official exchange rate 208.5 LCU per US$, period average (2025)
- Net migration -5,092 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Guyana?
- Bank lending-deposit spread in Guyana was 8.62 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Guyana?
- The highest recorded value was 12.51 in 2011.
- What is the lowest bank lending-deposit spread recorded in Guyana?
- The lowest recorded value was 2.5 in 1981.
- How does Guyana rank for bank lending-deposit spread?
- Guyana ranks 28th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Guyana?
- Over the last ten years it is down 29.8%. The long-run trend across the full record is rising.
- Where does this Guyana data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 40 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.