Bank lending-deposit spread in Rwanda
Rwanda: Bank lending-deposit spread was 8.7 in 2020. ▲ Rising
Bank lending-deposit spread in Rwanda, 1996–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Rwanda stood at 8.7.
Compared with earlier readings it is down 2.0% on the previous year and down 15.0% over ten years.
Over the whole period, bank lending-deposit spread in Rwanda peaked at 10.24 in 2010 and was at its lowest, 6.38, in 2001.
That places Rwanda 27th out of 124 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently rising across the 25 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 7.58 | 6.87 | 8.34 | 4 |
| 2000s | 7.55 | 6.38 | 10.18 | 10 |
| 2010s | 8.97 | 7.39 | 10.24 | 10 |
| 2020s | 8.7 | 8.7 | 8.7 | 1 |
Countries ranked near Rwanda
More financial sector data for Rwanda
- Domestic credit to private sector by banks 22.0% (2025)
- Total reserves in months of imports 4.18 (2024)
- Net domestic credit 5.85 trillion current LCU (2025)
- Net foreign assets 3.22 trillion current LCU (2025)
- Monetary Sector credit to private sector 22.1% (2025)
- Broad money 26.1% (2024)
- Claims on central government, etc. 0.7% (2025)
- Domestic credit to private sector 22.1% (2025)
- Official exchange rate 1,428 LCU per US$, period average (2025)
- Net migration 6,282 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Rwanda?
- Bank lending-deposit spread in Rwanda was 8.7 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Rwanda?
- The highest recorded value was 10.24 in 2010.
- What is the lowest bank lending-deposit spread recorded in Rwanda?
- The lowest recorded value was 6.38 in 2001.
- How does Rwanda rank for bank lending-deposit spread?
- Rwanda ranks 27th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Rwanda?
- Over the last ten years it is down 15.0%. The long-run trend across the full record is rising.
- Where does this Rwanda data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.