Bank lending-deposit spread in Sao Tome and Principe
Sao Tome and Principe: Bank lending-deposit spread was 15.85 in 2020. ▼ Falling
Bank lending-deposit spread in Sao Tome and Principe, 2001–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Sao Tome and Principe stood at 15.85.
Compared with earlier readings it is up 1.1% on the previous year and down 10.7% over ten years.
Over the whole period, bank lending-deposit spread in Sao Tome and Principe peaked at 22.42 in 2002 and was at its lowest, 13.28, in 2012.
Sao Tome and Principe ranks 8th of 124 countries on this measure, in the top 10%.
The long-run direction has been consistently falling across the 20 years of available data.
Bank lending-deposit spread in Sao Tome and Principe, year by year
| Year | Value | Change |
|---|---|---|
| 2001 | 22 | — |
| 2002 | 22.42 | +1.9% |
| 2003 | 20.1 | -10.3% |
| 2004 | 18.28 | -9.1% |
| 2005 | 18.96 | +3.7% |
| 2006 | 18.55 | -2.2% |
| 2007 | 19.65 | +5.9% |
| 2008 | 19.65 | +0.0% |
| 2009 | 19.19 | -2.4% |
| 2010 | 17.76 | -7.4% |
| 2011 | 14.59 | -17.8% |
| 2012 | 13.28 | -9.0% |
| 2013 | 13.33 | +0.4% |
| 2014 | 14.25 | +6.9% |
| 2015 | 16.41 | +15.1% |
| 2016 | 15.45 | -5.8% |
| 2017 | 15.44 | -0.1% |
| 2018 | 16.08 | +4.1% |
| 2019 | 15.68 | -2.5% |
| 2020 | 15.85 | +1.1% |
Sao Tome and Principe compared with similar countries
- Sao Tome and Principe's 15.85 is above the median for lower middle income countries, which is 7.06, 2.2× the median. (31 countries reporting)
- Sao Tome and Principe's 15.85 is above the median for Sub-Saharan Africa, which is 8.22, 1.9× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 19.87 | 18.28 | 22.42 | 9 |
| 2010s | 15.23 | 13.28 | 17.76 | 10 |
| 2020s | 15.85 | 15.85 | 15.85 | 1 |
Countries ranked near Sao Tome and Principe
- 5 Laos 19.61 compare
- 6 Tajikistan 18.37 compare
- 7 South Sudan 16.01 compare
- 9 Kyrgyzstan 15.67 compare
- 10 Micronesia (country) 14.4 compare
- 11 Paraguay 14.14 compare
More financial sector data for Sao Tome and Principe
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Sao Tome and Principe?
- Bank lending-deposit spread in Sao Tome and Principe was 15.85 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Sao Tome and Principe?
- The highest recorded value was 22.42 in 2002.
- What is the lowest bank lending-deposit spread recorded in Sao Tome and Principe?
- The lowest recorded value was 13.28 in 2012.
- How does Sao Tome and Principe rank for bank lending-deposit spread?
- Sao Tome and Principe ranks 8th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Sao Tome and Principe?
- Over the last ten years it is down 10.7%. The long-run trend across the full record is falling.
- Where does this Sao Tome and Principe data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 20 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.