Bank lending-deposit spread in Laos
Laos: Bank lending-deposit spread was 19.61 in 2010. ▲ Rising
Bank lending-deposit spread in Laos, 1991–2010
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Laos is 19.61, measured in 2010.
Compared with earlier readings it is down 8.9% on the previous year and down 1.9% over ten years.
Over the whole period, bank lending-deposit spread in Laos peaked at 25 in 2006 and was at its lowest, 2.5, in 1991.
Laos ranks 5th of 124 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 19 years of available data.
Bank lending-deposit spread in Laos, year by year
| Year | Value | Change |
|---|---|---|
| 1991 | 2.5 | — |
| 1992 | 11 | +340.0% |
| 1993 | 12 | +9.1% |
| 1994 | 12 | +0.0% |
| 1995 | 11.67 | -2.8% |
| 1996 | 11 | -5.7% |
| 1998 | 11.49 | +4.5% |
| 1999 | 18.58 | +61.7% |
| 2000 | 20 | +7.6% |
| 2001 | 19.67 | -1.7% |
| 2002 | 23.33 | +18.6% |
| 2003 | 23.92 | +2.5% |
| 2004 | 21.4 | -10.5% |
| 2005 | 22.08 | +3.2% |
| 2006 | 25 | +13.2% |
| 2007 | 23.5 | -6.0% |
| 2008 | 19.33 | -17.7% |
| 2009 | 21.52 | +11.3% |
| 2010 | 19.61 | -8.9% |
Laos compared with similar countries
- Laos's 19.61 is above the median for lower middle income countries, which is 7.06, 2.8× the median. (31 countries reporting)
- Laos's 19.61 is above the median for East Asia & Pacific, which is 4.94, 4.0× the median. (25 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Laos changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1992 | +340.0% | 2.5 | 11 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 11.28 | 2.5 | 18.58 | 8 |
| 2000s | 21.98 | 19.33 | 25 | 10 |
| 2010s | 19.61 | 19.61 | 19.61 | 1 |
Countries ranked near Laos
- 2 Brazil 26.85 compare
- 3 Gambia 21.16 compare
- 4 Democratic Republic of Congo 19.76
- 6 Tajikistan 18.37 compare
- 7 South Sudan 16.01
- 8 Sao Tome and Principe 15.85 compare
More financial sector data for Laos
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.68 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Laos?
- Bank lending-deposit spread in Laos was 19.61 in 2010, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Laos?
- The highest recorded value was 25 in 2006.
- What is the lowest bank lending-deposit spread recorded in Laos?
- The lowest recorded value was 2.5 in 1991.
- How does Laos rank for bank lending-deposit spread?
- Laos ranks 5th out of 124 countries with data for 2010.
- Is bank lending-deposit spread rising or falling in Laos?
- Over the last ten years it is down 1.9%. The long-run trend across the full record is rising.
- Where does this Laos data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.