Bank lending-deposit spread in Gambia
Gambia: Bank lending-deposit spread was 21.16 in 2020. ▲ Rising
Bank lending-deposit spread in Gambia, 1985–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Gambia stood at 21.16. That is the highest value across all 34 years on record.
That represents a change of up 6.3% on the previous year and up 71.0% over ten years.
Over the whole period, bank lending-deposit spread in Gambia peaked at 21.16 in 2020 and was at its lowest, 4.73, in 1985.
Gambia ranks 3rd of 124 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 34 years of available data.
Bank lending-deposit spread in Gambia, year by year
| Year | Value | Change |
|---|---|---|
| 1985 | 4.73 | — |
| 1986 | 11.88 | +150.9% |
| 1987 | 12.17 | +2.5% |
| 1988 | 14.54 | +19.5% |
| 1989 | 13.92 | -4.3% |
| 1990 | 15.17 | +9.0% |
| 1991 | 13.79 | -9.1% |
| 1992 | 12.92 | -6.3% |
| 1993 | 13.08 | +1.3% |
| 1994 | 12.42 | -5.1% |
| 1995 | 12.54 | +1.0% |
| 1996 | 13 | +3.7% |
| 1997 | 13 | +0.0% |
| 1998 | 12.88 | -1.0% |
| 1999 | 11.5 | -10.7% |
| 2000 | 11.5 | +0.0% |
| 2001 | 11.5 | +0.0% |
| 2002 | 11.29 | -1.8% |
| 2003 | 12.92 | +14.4% |
| 2004 | 14.5 | +12.3% |
| 2005 | 17.58 | +21.3% |
| 2006 | 17.08 | -2.8% |
| 2007 | 15.03 | -12.0% |
| 2008 | 14.13 | -5.9% |
| 2009 | 11.5 | -18.6% |
| 2010 | 12.38 | +7.6% |
| 2011 | 16.25 | +31.3% |
| 2012 | 16.5 | +1.5% |
| 2013 | 14.56 | -11.7% |
| 2014 | 11.99 | -17.7% |
| 2017 | 13.22 | +10.3% |
| 2018 | 19 | +43.7% |
| 2019 | 19.89 | +4.7% |
| 2020 | 21.16 | +6.3% |
Gambia compared with similar countries
- Gambia's 21.16 is above the median for low income countries, which is 10.46, 2.0× the median. (11 countries reporting)
- Gambia's 21.16 is above the median for Sub-Saharan Africa, which is 8.22, 2.6× the median. (27 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Gambia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1986 | +150.9% | 4.73 | 11.88 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 11.45 | 4.73 | 14.54 | 5 |
| 1990s | 13.03 | 11.5 | 15.17 | 10 |
| 2000s | 13.7 | 11.29 | 17.58 | 10 |
| 2010s | 15.47 | 11.99 | 19.89 | 8 |
| 2020s | 21.16 | 21.16 | 21.16 | 1 |
Countries ranked near Gambia
- 1 Madagascar 35.68 compare
- 2 Brazil 26.85 compare
- 4 Democratic Republic of Congo 19.76 compare
- 5 Laos 19.61 compare
- 6 Tajikistan 18.37 compare
More financial sector data for Gambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.54 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0036 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.31 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.54 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Gambia?
- Bank lending-deposit spread in Gambia was 21.16 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Gambia?
- The highest recorded value was 21.16 in 2020.
- What is the lowest bank lending-deposit spread recorded in Gambia?
- The lowest recorded value was 4.73 in 1985.
- How does Gambia rank for bank lending-deposit spread?
- Gambia ranks 3rd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Gambia?
- Over the last ten years it is up 71.0%. The long-run trend across the full record is rising.
- Where does this Gambia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 34 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.