Bank lending-deposit spread in Gambia
Gambia: Bank lending-deposit spread was 21.16 in 2020. ▲ Rising
Bank lending-deposit spread in Gambia, 1985–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Gambia stood at 21.16. That is the highest value across all 34 years on record.
That represents a change of up 6.3% on the previous year and up 71.0% over ten years.
Over the whole period, bank lending-deposit spread in Gambia peaked at 21.16 in 2020 and was at its lowest, 4.73, in 1985.
Gambia ranks 3rd of 124 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 34 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 11.45 | 4.73 | 14.54 | 5 |
| 1990s | 13.03 | 11.5 | 15.17 | 10 |
| 2000s | 13.7 | 11.29 | 17.58 | 10 |
| 2010s | 15.47 | 11.99 | 19.89 | 8 |
| 2020s | 21.16 | 21.16 | 21.16 | 1 |
Countries ranked near Gambia
- 1 Madagascar 35.68 compare
- 2 Brazil 26.85 compare
- 4 Democratic Republic of Congo 19.76 compare
- 5 Laos 19.61 compare
- 6 Tajikistan 18.37 compare
More financial sector data for Gambia
- Domestic credit to private sector by banks 9.1% (2024)
- Total reserves in months of imports 4.79 (2024)
- Net domestic credit 64.61 billion current LCU (2024)
- Net foreign assets 32.07 billion current LCU (2024)
- Monetary Sector credit to private sector 9.4% (2024)
- Broad money 46.9% (2024)
- Claims on central government, etc. 27.6% (2024)
- Domestic credit to private sector 9.4% (2024)
- Official exchange rate 71.29 LCU per US$, period average (2025)
- Net migration -2,984 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Gambia?
- Bank lending-deposit spread in Gambia was 21.16 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Gambia?
- The highest recorded value was 21.16 in 2020.
- What is the lowest bank lending-deposit spread recorded in Gambia?
- The lowest recorded value was 4.73 in 1985.
- How does Gambia rank for bank lending-deposit spread?
- Gambia ranks 3rd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Gambia?
- Over the last ten years it is up 71.0%. The long-run trend across the full record is rising.
- Where does this Gambia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 34 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.