Bank lending-deposit spread in Madagascar

Madagascar: Bank lending-deposit spread was 35.68 in 2020. ◆ Volatile

Latest (2020)
35.68
Change on year
down 0.9%
World rank
1st
of 124 countries
All-time high
49.05
in 2014
All-time low
4.5
in 1989
Years of data
32
1989–2020

Bank lending-deposit spread in Madagascar, 1989–2020

010203040501989200420201989: 4.51990: 5.31991: 51992: 4.51993: 5.71994: 8.81995: 17.11996: 16.11997: 15.91998: 18.81999: 16.22000: 11.82001: 12.22002: 13.22003: 12.52004: 122005: 9.52006: 8.32007: 23.82008: 30.82009: 33.22010: 35.72011: 41.92012: 45.72013: 48.82014: 492015: 422016: 452017: 452018: 42.62019: 362020: 35.7

Source: International Financial Statistics (IFS), International Monetary Fund (IMF).

Analysis

Madagascar recorded 35.68 for bank lending-deposit spread in 2020.

The figure is down 0.9% on the previous year and down 0.1% over ten years.

Over the whole period, bank lending-deposit spread in Madagascar peaked at 49.05 in 2014 and was at its lowest, 4.5, in 1989.

Madagascar ranks 1st of 124 countries on this measure, in the top 10%.

The series is highly variable year to year, so single readings are best treated with caution.

Bank lending-deposit spread in Madagascar, year by year

Annual values for Bank lending-deposit spread in Madagascar, 1989 to 2020.
Year Value Change
1989 4.5
1990 5.3 +17.8%
1991 4.97 -6.1%
1992 4.5 -9.5%
1993 5.65 +25.6%
1994 8.78 +55.4%
1995 17.13 +95.1%
1996 16.06 -6.2%
1997 15.92 -0.9%
1998 18.75 +17.8%
1999 16.17 -13.8%
2000 11.79 -27.1%
2001 12.22 +3.7%
2002 13.25 +8.4%
2003 12.48 -5.8%
2004 11.96 -4.2%
2005 9.5 -20.6%
2006 8.35 -12.1%
2007 23.77 +184.7%
2008 30.75 +29.3%
2009 33.23 +8.1%
2010 35.71 +7.5%
2011 41.85 +17.2%
2012 45.73 +9.3%
2013 48.83 +6.8%
2014 49.05 +0.4%
2015 42.05 -14.3%
2016 45 +7.0%
2017 45 +0.0%
2018 42.64 -5.2%
2019 36 -15.6%
2020 35.68 -0.9%

Madagascar compared with similar countries

  • Madagascar's 35.68 is above the median for low income countries, which is 10.46, 3.4× the median. (11 countries reporting)
  • Madagascar's 35.68 is above the median for Sub-Saharan Africa, which is 8.22, 4.3× the median. (27 countries reporting)

Biggest year-on-year movements

Years where Bank lending-deposit spread in Madagascar changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2007 +184.7% 8.35 23.77
1995 +95.1% 8.78 17.13

Averages by decade

DecadeAverage LowestHighest Years
1980s 4.5 4.5 4.5 1
1990s 11.32 4.5 18.75 10
2000s 16.73 8.35 33.23 10
2010s 43.19 35.71 49.05 10
2020s 35.68 35.68 35.68 1

Countries ranked near Madagascar

  1. 2 Brazil 26.85 compare
  2. 3 Gambia 21.16 compare
  3. 4 Democratic Republic of Congo 19.76 compare

See the full ranking of 124 places →

More financial sector data for Madagascar

All data for Madagascar →

Frequently asked questions

What is bank lending-deposit spread in Madagascar?
Bank lending-deposit spread in Madagascar was 35.68 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank lending-deposit spread recorded in Madagascar?
The highest recorded value was 49.05 in 2014.
What is the lowest bank lending-deposit spread recorded in Madagascar?
The lowest recorded value was 4.5 in 1989.
How does Madagascar rank for bank lending-deposit spread?
Madagascar ranks 1st out of 124 countries with data for 2020.
Is bank lending-deposit spread rising or falling in Madagascar?
Over the last ten years it is down 0.1%. The long-run trend across the full record is volatile.
Where does this Madagascar data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.

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Bank lending-deposit spread in Madagascar. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 23 September 2026, from https://financial-sector.statizoid.com/stat/bank-lending-deposit-spread/madagascar/

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About this data

Indicator
Bank lending-deposit spread
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
124 places, 3,456 data points, 1980–2020
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.