Bank lending-deposit spread in Democratic Republic of Congo
Democratic Republic of Congo: Bank lending-deposit spread was 19.76 in 2020. ▼ Falling
Bank lending-deposit spread in Democratic Republic of Congo, 2007–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Democratic Republic of Congo recorded 19.76 for bank lending-deposit spread in 2020.
That represents a change of down 7.1% on the previous year and down 50.3% over ten years.
Over the whole period, bank lending-deposit spread in Democratic Republic of Congo peaked at 49.34 in 2009 and was at its lowest, 14.66, in 2013.
Democratic Republic of Congo ranks 4th of 124 countries on this measure, in the top 10%.
The long-run direction has been consistently falling across the 14 years of available data.
Bank lending-deposit spread in Democratic Republic of Congo, year by year
| Year | Value | Change |
|---|---|---|
| 2007 | 32.61 | — |
| 2008 | 35.36 | +8.4% |
| 2009 | 49.34 | +39.6% |
| 2010 | 39.74 | -19.5% |
| 2011 | 30.4 | -23.5% |
| 2012 | 20.73 | -31.8% |
| 2013 | 14.66 | -29.3% |
| 2014 | 14.69 | +0.2% |
| 2015 | 15.71 | +7.0% |
| 2016 | 15.67 | -0.3% |
| 2017 | 16.44 | +4.9% |
| 2018 | 19.88 | +21.0% |
| 2019 | 21.26 | +6.9% |
| 2020 | 19.76 | -7.1% |
Democratic Republic of Congo compared with similar countries
- Democratic Republic of Congo's 19.76 is above the median for low income countries, which is 10.46, 1.9× the median. (11 countries reporting)
- Democratic Republic of Congo's 19.76 is above the median for Sub-Saharan Africa, which is 8.22, 2.4× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 39.1 | 32.61 | 49.34 | 3 |
| 2010s | 20.92 | 14.66 | 39.74 | 10 |
| 2020s | 19.76 | 19.76 | 19.76 | 1 |
Countries ranked near Democratic Republic of Congo
- 1 Madagascar 35.68 compare
- 2 Brazil 26.85 compare
- 3 Gambia 21.16 compare
- 5 Laos 19.61
- 6 Tajikistan 18.37 compare
- 7 South Sudan 16.01 compare
More financial sector data for Democratic Republic of Congo
- Reserve position in the IMF, US dollar, annual growth rate -100 % change on previous year (1982)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -100 % change on previous year (1982)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -100 % change on previous year (1982)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -100 % change on previous year (1982)
Frequently asked questions
- What is bank lending-deposit spread in Democratic Republic of Congo?
- Bank lending-deposit spread in Democratic Republic of Congo was 19.76 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Democratic Republic of Congo?
- The highest recorded value was 49.34 in 2009.
- What is the lowest bank lending-deposit spread recorded in Democratic Republic of Congo?
- The lowest recorded value was 14.66 in 2013.
- How does Democratic Republic of Congo rank for bank lending-deposit spread?
- Democratic Republic of Congo ranks 4th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Democratic Republic of Congo?
- Over the last ten years it is down 50.3%. The long-run trend across the full record is falling.
- Where does this Democratic Republic of Congo data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.