Bank lending-deposit spread in Brazil
Brazil: Bank lending-deposit spread was 26.85 in 2020. ▼ Falling
Bank lending-deposit spread in Brazil, 1997–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Brazil is 26.85, measured in 2020.
That represents a change of down 16.2% on the previous year and down 13.7% over ten years.
Over the whole period, bank lending-deposit spread in Brazil peaked at 58.36 in 1998 and was at its lowest, 19.58, in 2013.
Brazil ranks 2nd of 124 countries on this measure, in the top 10%.
The long-run direction has been consistently falling across the 24 years of available data.
Bank lending-deposit spread in Brazil, year by year
| Year | Value | Change |
|---|---|---|
| 1997 | 53.84 | — |
| 1998 | 58.36 | +8.4% |
| 1999 | 54.42 | -6.7% |
| 2000 | 39.63 | -27.2% |
| 2001 | 39.76 | +0.3% |
| 2002 | 43.73 | +10.0% |
| 2003 | 45.11 | +3.2% |
| 2004 | 39.51 | -12.4% |
| 2005 | 37.75 | -4.4% |
| 2006 | 36.88 | -2.3% |
| 2007 | 33.14 | -10.1% |
| 2008 | 35.59 | +7.4% |
| 2009 | 35.37 | -0.6% |
| 2010 | 31.12 | -12.0% |
| 2011 | 32.89 | +5.7% |
| 2012 | 28.73 | -12.7% |
| 2013 | 19.58 | -31.8% |
| 2014 | 21.98 | +12.3% |
| 2015 | 31.34 | +42.5% |
| 2016 | 39.65 | +26.5% |
| 2017 | 38.4 | -3.2% |
| 2018 | 32.21 | -16.1% |
| 2019 | 32.04 | -0.5% |
| 2020 | 26.85 | -16.2% |
Brazil compared with similar countries
- Brazil's 26.85 is above the median for upper middle income countries, which is 5.5, 4.9× the median. (45 countries reporting)
- Brazil's 26.85 is above the median for Latin America & Caribbean, which is 6.26, 4.3× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 55.54 | 53.84 | 58.36 | 3 |
| 2000s | 38.65 | 33.14 | 45.11 | 10 |
| 2010s | 30.8 | 19.58 | 39.65 | 10 |
| 2020s | 26.85 | 26.85 | 26.85 | 1 |
Countries ranked near Brazil
- 1 Madagascar 35.68 compare
- 3 Gambia 21.16 compare
- 4 Democratic Republic of Congo 19.76 compare
- 5 Laos 19.61 compare
More financial sector data for Brazil
- Reserve position in the IMF, US dollar, annual growth rate 11.88 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.54 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.87 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.88 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.54 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Brazil?
- Bank lending-deposit spread in Brazil was 26.85 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Brazil?
- The highest recorded value was 58.36 in 1998.
- What is the lowest bank lending-deposit spread recorded in Brazil?
- The lowest recorded value was 19.58 in 2013.
- How does Brazil rank for bank lending-deposit spread?
- Brazil ranks 2nd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Brazil?
- Over the last ten years it is down 13.7%. The long-run trend across the full record is falling.
- Where does this Brazil data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 24 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.