Bank liquid reserves to bank assets ratio in Iceland

Iceland: Bank liquid reserves to bank assets ratio was 7.2% in 2025. ◆ Volatile

Latest (2025)
7.2%
Change on year
up 4.1%
World rank
124th
of 152 countries
All-time high
14.3%
in 2016
All-time low
0.9%
in 2006
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Iceland, 2001–2025

0510152001201320252001: 2.6 %2002: 2.8 %2003: 1.1 %2004: 1.7 %2005: 1.2 %2006: 0.935 %2007: 1.8 %2008: 3.8 %2009: 3 %2010: 2.9 %2011: 3.6 %2012: 5.3 %2013: 6.2 %2014: 5.1 %2015: 10.7 %2016: 14.3 %2017: 12.9 %2018: 8.9 %2019: 9.8 %2020: 5.7 %2021: 6.9 %2022: 6.2 %2023: 6.1 %2024: 6.9 %2025: 7.2 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank liquid reserves to bank assets ratio in Iceland is 7.2%, measured in 2025.

That represents a change of up 4.1% on the previous year and down 33.1% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Iceland peaked at 14.3% in 2016 and was at its lowest, 0.9%, in 2006.

That places Iceland 124th out of 152 countries with data for 2025, putting it in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Bank liquid reserves to bank assets ratio in Iceland, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Iceland, 2001 to 2025.
Year % Change
2001 2.6%
2002 2.8% +8.7%
2003 1.1% -60.7%
2004 1.7% +57.0%
2005 1.2% -30.5%
2006 0.9% -21.9%
2007 1.8% +95.1%
2008 3.8% +110.1%
2009 3.0% -22.3%
2010 2.9% -3.8%
2011 3.6% +24.9%
2012 5.3% +47.3%
2013 6.2% +17.2%
2014 5.1% -18.0%
2015 10.7% +111.7%
2016 14.3% +33.3%
2017 12.9% -9.7%
2018 8.9% -31.0%
2019 9.8% +10.5%
2020 5.7% -41.6%
2021 6.9% +20.6%
2022 6.2% -10.0%
2023 6.1% -2.7%
2024 6.9% +13.5%
2025 7.2% +4.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 2.1% 0.9% 3.8% 9
2010s 8.0% 2.9% 14.3% 10
2020s 6.5% 5.7% 7.2% 6

Countries ranked near Iceland

  1. 121 Bangladesh 7.8% compare
  2. 122 Nepal 7.7% compare
  3. 123 Mexico 7.4% compare
  4. 125 Niger 7.1% compare
  5. 126 Kenya 7.0% compare
  6. 127 Russian Federation 6.9% compare

See the full ranking of 191 places →

More financial sector data for Iceland

All data for Iceland →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Iceland?
Bank liquid reserves to bank assets ratio in Iceland was 7.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Iceland?
The highest recorded value was 14.3% in 2016.
What is the lowest bank liquid reserves to bank assets ratio recorded in Iceland?
The lowest recorded value was 0.9% in 2006.
How does Iceland rank for bank liquid reserves to bank assets ratio?
Iceland ranks 124th out of 152 countries with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Iceland?
Over the last ten years it is down 33.1%. The long-run trend across the full record is volatile.
Where does this Iceland data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Iceland. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/iceland/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.