Bank liquid reserves to bank assets ratio in Kenya

Kenya: Bank liquid reserves to bank assets ratio was 7.0% in 2024. ▼ Falling

Latest (2024)
7.0%
Change on year
up 6.4%
World rank
126th
of 152 countries
All-time high
12.2%
in 2012
All-time low
6.3%
in 2022
Years of data
24
2001–2024

Bank liquid reserves to bank assets ratio in Kenya, 2001–2024

02.557.51012.52001201220242001: 12 %2002: 10.2 %2003: 9.8 %2004: 10.6 %2005: 9.9 %2006: 10.1 %2007: 12.2 %2008: 9.6 %2009: 9.7 %2010: 10.4 %2011: 9.2 %2012: 12.2 %2013: 9.2 %2014: 9.5 %2015: 8.2 %2016: 7.4 %2017: 7.3 %2018: 9.5 %2019: 9.3 %2020: 7.2 %2021: 7.2 %2022: 6.3 %2023: 6.6 %2024: 7 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Kenya recorded 7.0% for bank liquid reserves to bank assets ratio in 2024.

The figure is up 6.4% on the previous year and down 26.4% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Kenya peaked at 12.2% in 2012 and was at its lowest, 6.3%, in 2022.

That places Kenya 126th out of 152 countries with data for 2024, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 24 years of available data.

Bank liquid reserves to bank assets ratio in Kenya, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Kenya, 2001 to 2024.
Year % Change
2001 12.0%
2002 10.2% -15.4%
2003 9.8% -3.6%
2004 10.6% +8.2%
2005 9.9% -6.6%
2006 10.1% +1.5%
2007 12.2% +20.8%
2008 9.6% -21.2%
2009 9.7% +1.1%
2010 10.4% +7.0%
2011 9.2% -11.0%
2012 12.2% +32.1%
2013 9.2% -24.9%
2014 9.5% +3.5%
2015 8.2% -13.0%
2016 7.4% -10.8%
2017 7.3% -1.0%
2018 9.5% +29.8%
2019 9.3% -2.0%
2020 7.2% -22.5%
2021 7.2% +0.7%
2022 6.3% -12.5%
2023 6.6% +3.7%
2024 7.0% +6.4%

Averages by decade

DecadeAverage LowestHighest Years
2000s 10.5% 9.6% 12.2% 9
2010s 9.2% 7.3% 12.2% 10
2020s 6.9% 6.3% 7.2% 5

Countries ranked near Kenya

  1. 123 Mexico 7.4% compare
  2. 124 Iceland 7.2% compare
  3. 125 Niger 7.1% compare
  4. 127 Russian Federation 6.9% compare
  5. 128 Togo 6.9% compare
  6. 129 Australia 6.7% compare

See the full ranking of 191 places →

More financial sector data for Kenya

All data for Kenya →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Kenya?
Bank liquid reserves to bank assets ratio in Kenya was 7.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Kenya?
The highest recorded value was 12.2% in 2012.
What is the lowest bank liquid reserves to bank assets ratio recorded in Kenya?
The lowest recorded value was 6.3% in 2022.
How does Kenya rank for bank liquid reserves to bank assets ratio?
Kenya ranks 126th out of 152 countries with data for 2024.
Is bank liquid reserves to bank assets ratio rising or falling in Kenya?
Over the last ten years it is down 26.4%. The long-run trend across the full record is falling.
Where does this Kenya data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Kenya. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 05 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/kenya/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.