Bank liquid reserves to bank assets ratio in Montenegro

Montenegro: Bank liquid reserves to bank assets ratio was 18.0% in 2024. ▲ Rising

Latest (2024)
18.0%
Change on year
down 12.9%
World rank
76th
of 152 countries
All-time high
38.1%
in 2022
All-time low
12.9%
in 2013
Years of data
12
2013–2024

Bank liquid reserves to bank assets ratio in Montenegro, 2013–2024

102030402013201820242013: 12.9 %2014: 16.6 %2015: 20.5 %2016: 25.2 %2017: 25 %2018: 21.9 %2019: 22.3 %2020: 21.4 %2021: 27.6 %2022: 38.1 %2023: 20.6 %2024: 18 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Montenegro recorded 18.0% for bank liquid reserves to bank assets ratio in 2024.

The figure is down 12.9% on the previous year and up 8.5% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Montenegro peaked at 38.1% in 2022 and was at its lowest, 12.9%, in 2013.

Montenegro ranks 76th of 152 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 12 years of available data.

Bank liquid reserves to bank assets ratio in Montenegro, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Montenegro, 2013 to 2024.
Year % Change
2013 12.9%
2014 16.6% +28.7%
2015 20.5% +23.8%
2016 25.2% +22.8%
2017 25.0% -0.7%
2018 21.9% -12.4%
2019 22.3% +1.9%
2020 21.4% -4.2%
2021 27.6% +28.9%
2022 38.1% +38.2%
2023 20.6% -45.8%
2024 18.0% -12.9%

Averages by decade

DecadeAverage LowestHighest Years
2010s 20.6% 12.9% 25.2% 7
2020s 25.1% 18.0% 38.1% 5

Countries ranked near Montenegro

  1. 73 Kazakhstan 18.9% compare
  2. 74 Brazil 18.7% compare
  3. 75 United Arab Emirates 18.6% compare
  4. 77 Paraguay 17.3% compare
  5. 78 Thailand 17.2% compare
  6. 79 Mali 17.0% compare

See the full ranking of 191 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Montenegro?
Bank liquid reserves to bank assets ratio in Montenegro was 18.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Montenegro?
The highest recorded value was 38.1% in 2022.
What is the lowest bank liquid reserves to bank assets ratio recorded in Montenegro?
The lowest recorded value was 12.9% in 2013.
How does Montenegro rank for bank liquid reserves to bank assets ratio?
Montenegro ranks 76th out of 152 countries with data for 2024.
Is bank liquid reserves to bank assets ratio rising or falling in Montenegro?
Over the last ten years it is up 8.5%. The long-run trend across the full record is rising.
Where does this Montenegro data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Montenegro. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/montenegro/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.