Bank liquid reserves to bank assets ratio in United Arab Emirates

United Arab Emirates: Bank liquid reserves to bank assets ratio was 18.6% in 2025. ▲ Rising

Latest (2025)
18.6%
Change on year
down 3.6%
World rank
75th
of 152 countries
All-time high
28.9%
in 2007
All-time low
9.5%
in 2005
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in United Arab Emirates, 2001–2025

10152025302001201320252001: 11.7 %2002: 9.6 %2003: 9.7 %2004: 11.1 %2005: 9.5 %2006: 9.5 %2007: 28.9 %2008: 9.7 %2009: 12.6 %2010: 13.8 %2011: 13.2 %2012: 14.2 %2013: 15 %2014: 14.7 %2015: 17 %2016: 14.4 %2017: 15.9 %2018: 14.8 %2019: 15.2 %2020: 14.6 %2021: 16 %2022: 15.1 %2023: 18.2 %2024: 19.3 %2025: 18.6 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

United Arab Emirates recorded 18.6% for bank liquid reserves to bank assets ratio in 2025.

Compared with earlier readings it is down 3.6% on the previous year and up 9.7% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in United Arab Emirates peaked at 28.9% in 2007 and was at its lowest, 9.5%, in 2005.

That places United Arab Emirates 75th out of 152 countries with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in United Arab Emirates, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in United Arab Emirates, 2001 to 2025.
Year % Change
2001 11.7%
2002 9.6% -18.3%
2003 9.7% +1.3%
2004 11.1% +14.4%
2005 9.5% -14.6%
2006 9.5% +0.0%
2007 28.9% +205.7%
2008 9.7% -66.4%
2009 12.6% +29.6%
2010 13.8% +9.6%
2011 13.2% -4.7%
2012 14.2% +7.5%
2013 15.0% +6.0%
2014 14.7% -2.0%
2015 17.0% +15.5%
2016 14.4% -15.1%
2017 15.9% +10.5%
2018 14.8% -7.1%
2019 15.2% +2.8%
2020 14.6% -4.1%
2021 16.0% +9.7%
2022 15.1% -5.5%
2023 18.2% +20.3%
2024 19.3% +6.1%
2025 18.6% -3.6%

Biggest year-on-year movements

Years where Bank liquid reserves to bank assets ratio in United Arab Emirates changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2007 +205.7% 9.5% 28.9%
2008 -66.4% 28.9% 9.7%

Averages by decade

DecadeAverage LowestHighest Years
2000s 12.5% 9.5% 28.9% 9
2010s 14.8% 13.2% 17.0% 10
2020s 17.0% 14.6% 19.3% 6

Countries ranked near United Arab Emirates

  1. 72 Jamaica 19.3% compare
  2. 73 Kazakhstan 18.9% compare
  3. 74 Brazil 18.7% compare
  4. 76 Montenegro 18.0% compare
  5. 77 Paraguay 17.3% compare
  6. 78 Thailand 17.2% compare

See the full ranking of 191 places →

More financial sector data for United Arab Emirates

All data for United Arab Emirates →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in United Arab Emirates?
Bank liquid reserves to bank assets ratio in United Arab Emirates was 18.6% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in United Arab Emirates?
The highest recorded value was 28.9% in 2007.
What is the lowest bank liquid reserves to bank assets ratio recorded in United Arab Emirates?
The lowest recorded value was 9.5% in 2005.
How does United Arab Emirates rank for bank liquid reserves to bank assets ratio?
United Arab Emirates ranks 75th out of 152 countries with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in United Arab Emirates?
Over the last ten years it is up 9.7%. The long-run trend across the full record is rising.
Where does this United Arab Emirates data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in United Arab Emirates. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/united-arab-emirates/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.