Bank net interest margin (%) in Albania
Albania: Bank net interest margin (%) was 3.0% in 2021. ▼ Falling
Bank net interest margin in Albania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Albania recorded 3.0% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 6.9% on the previous year and down 32.9% over ten years.
Over the whole period, bank net interest margin in Albania peaked at 5.6% in 2007 and was at its lowest, 3.0%, in 2021.
That places Albania 86th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Albania, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 5.3% | — |
| 2001 | 3.7% | -29.2% |
| 2002 | 3.3% | -12.3% |
| 2003 | 3.7% | +11.9% |
| 2004 | 3.9% | +7.1% |
| 2005 | 4.4% | +11.0% |
| 2006 | 4.7% | +7.2% |
| 2007 | 5.6% | +20.6% |
| 2008 | 4.7% | -16.1% |
| 2009 | 4.3% | -8.6% |
| 2010 | 4.5% | +4.9% |
| 2011 | 4.4% | -2.1% |
| 2012 | 4.2% | -4.7% |
| 2013 | 3.7% | -11.6% |
| 2014 | 3.6% | -3.0% |
| 2015 | 3.9% | +7.5% |
| 2016 | 3.3% | -15.8% |
| 2017 | 4.0% | +21.3% |
| 2018 | 3.5% | -11.6% |
| 2019 | 3.4% | -3.7% |
| 2020 | 3.2% | -5.4% |
| 2021 | 3.0% | -6.9% |
Albania compared with similar countries
- Albania's 3.0% is below the median for upper middle income countries, which is 3.6%, 84% of the median. (47 countries reporting)
- Albania's 3.0% is above the median for Europe & Central Asia, which is 2.0%, 1.5× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.4% | 3.3% | 5.6% | 10 |
| 2010s | 3.9% | 3.3% | 4.5% | 10 |
| 2020s | 3.1% | 3.0% | 3.2% | 2 |
Countries ranked near Albania
More financial sector data for Albania
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 15.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 15.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Albania?
- Bank net interest margin in Albania was 3.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Albania?
- The highest recorded value was 5.6% in 2007.
- What is the lowest bank net interest margin recorded in Albania?
- The lowest recorded value was 3.0% in 2021.
- How does Albania rank for bank net interest margin?
- Albania ranks 86th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Albania?
- Over the last ten years it is down 32.9%. The long-run trend across the full record is falling.
- Where does this Albania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.