Bank net interest margin (%) in Romania
Romania: Bank net interest margin (%) was 3.0% in 2021. ▼ Falling
Bank net interest margin in Romania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Romania is 3.0%, measured in 2021. That is the lowest value across all 22 years on record.
The figure is down 14.2% on the previous year and down 34.4% over ten years.
Over the whole period, bank net interest margin in Romania peaked at 9.5% in 2001 and was at its lowest, 3.0%, in 2021.
That places Romania 84th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Romania, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 8.5% | — |
| 2001 | 9.5% | +11.4% |
| 2002 | 8.1% | -14.5% |
| 2003 | 7.7% | -5.0% |
| 2004 | 8.8% | +13.7% |
| 2005 | 5.9% | -32.0% |
| 2006 | 5.7% | -4.8% |
| 2007 | 4.3% | -23.7% |
| 2008 | 5.0% | +15.2% |
| 2009 | 6.3% | +26.8% |
| 2010 | 5.5% | -12.6% |
| 2011 | 4.6% | -15.9% |
| 2012 | 4.1% | -12.3% |
| 2013 | 4.1% | -0.1% |
| 2014 | 3.5% | -12.8% |
| 2015 | 3.4% | -3.6% |
| 2016 | 3.7% | +7.2% |
| 2017 | 3.5% | -5.3% |
| 2018 | 3.7% | +7.0% |
| 2019 | 3.7% | -0.7% |
| 2020 | 3.5% | -3.8% |
| 2021 | 3.0% | -14.2% |
Romania compared with similar countries
- Romania's 3.0% is above the median for high income countries, which is 1.9%, 1.6× the median. (62 countries reporting)
- Romania's 3.0% is above the median for Europe & Central Asia, which is 2.0%, 1.5× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.0% | 4.3% | 9.5% | 10 |
| 2010s | 4.0% | 3.4% | 5.5% | 10 |
| 2020s | 3.3% | 3.0% | 3.5% | 2 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is bank net interest margin in Romania?
- Bank net interest margin in Romania was 3.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Romania?
- The highest recorded value was 9.5% in 2001.
- What is the lowest bank net interest margin recorded in Romania?
- The lowest recorded value was 3.0% in 2021.
- How does Romania rank for bank net interest margin?
- Romania ranks 84th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Romania?
- Over the last ten years it is down 34.4%. The long-run trend across the full record is falling.
- Where does this Romania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.