Bank net interest margin in Romania
Romania: Bank net interest margin was 3.0% in 2021. ▼ Falling
Bank net interest margin in Romania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Romania is 3.0%, measured in 2021. That is the lowest value across all 22 years on record.
The figure is down 14.2% on the previous year and down 34.4% over ten years.
Over the whole period, bank net interest margin in Romania peaked at 9.5% in 2001 and was at its lowest, 3.0%, in 2021.
That places Romania 84th out of 165 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.0% | 4.3% | 9.5% | 10 |
| 2010s | 4.0% | 3.4% | 5.5% | 10 |
| 2020s | 3.3% | 3.0% | 3.5% | 2 |
Countries ranked near Romania
More financial sector data for Romania
- Domestic credit to private sector by banks 22.1% (2025)
- Total reserves in months of imports 5.53 (2025)
- Net domestic credit 604.19 billion current LCU (2025)
- Net foreign assets 381.24 billion current LCU (2025)
- Monetary Sector credit to private sector 22.1% (2025)
- Broad money 41.5% (2025)
- Claims on central government, etc. 6.9% (2025)
- Domestic credit to private sector 22.1% (2025)
- Official exchange rate 4.47 LCU per US$, period average (2025)
- Net migration -29,041 (2025)
Frequently asked questions
- What is bank net interest margin in Romania?
- Bank net interest margin in Romania was 3.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Romania?
- The highest recorded value was 9.5% in 2001.
- What is the lowest bank net interest margin recorded in Romania?
- The lowest recorded value was 3.0% in 2021.
- How does Romania rank for bank net interest margin?
- Romania ranks 84th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Romania?
- Over the last ten years it is down 34.4%. The long-run trend across the full record is falling.
- Where does this Romania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.