Bank net interest margin in Armenia
Armenia: Bank net interest margin was 4.4% in 2021. ▼ Falling
Bank net interest margin in Armenia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Armenia stood at 4.4%.
That represents a change of up 3.3% on the previous year and down 37.5% over ten years.
Over the whole period, bank net interest margin in Armenia peaked at 9.2% in 2005 and was at its lowest, 4.1%, in 2016.
That places Armenia 47th out of 165 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.5% | 5.0% | 9.2% | 10 |
| 2010s | 5.3% | 4.1% | 7.0% | 10 |
| 2020s | 4.3% | 4.2% | 4.4% | 2 |
Countries ranked near Armenia
More financial sector data for Armenia
- Domestic credit to private sector by banks 68.7% (2025)
- Total reserves in months of imports 3.41 (2025)
- Net domestic credit 9.58 trillion current LCU (2025)
- Net foreign assets 305.82 billion current LCU (2025)
- Monetary Sector credit to private sector 70.4% (2025)
- Broad money 61.3% (2025)
- Claims on central government, etc. 12.3% (2025)
- Domestic credit to private sector 70.5% (2025)
- Official exchange rate 387.01 LCU per US$, period average (2025)
- Net migration -29,013 (2025)
Frequently asked questions
- What is bank net interest margin in Armenia?
- Bank net interest margin in Armenia was 4.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Armenia?
- The highest recorded value was 9.2% in 2005.
- What is the lowest bank net interest margin recorded in Armenia?
- The lowest recorded value was 4.1% in 2016.
- How does Armenia rank for bank net interest margin?
- Armenia ranks 47th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Armenia?
- Over the last ten years it is down 37.5%. The long-run trend across the full record is falling.
- Where does this Armenia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.