Bank net interest margin in Peru
Peru: Bank net interest margin was 4.4% in 2021. ▼ Falling
Bank net interest margin in Peru, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Peru stood at 4.4%. That is the lowest value across all 22 years on record.
Compared with earlier readings it is down 13.4% on the previous year and down 31.4% over ten years.
Over the whole period, bank net interest margin in Peru peaked at 7.3% in 2007 and was at its lowest, 4.4%, in 2021.
That places Peru 48th out of 165 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.4% | 5.7% | 7.3% | 10 |
| 2010s | 6.4% | 5.8% | 6.8% | 10 |
| 2020s | 4.7% | 4.4% | 5.0% | 2 |
Countries ranked near Peru
More financial sector data for Peru
- Domestic credit to private sector by banks 39.6% (2024)
- Total reserves in months of imports 10.42 (2025)
- Net domestic credit 436.63 billion current LCU (2024)
- Net foreign assets 269.92 billion current LCU (2024)
- Monetary Sector credit to private sector 39.6% (2024)
- Broad money 61.6% (2022)
- Claims on central government, etc. -0.6% (2024)
- Domestic credit to private sector 39.6% (2024)
- Official exchange rate 3.57 LCU per US$, period average (2025)
- Net migration 11,931 (2025)
Frequently asked questions
- What is bank net interest margin in Peru?
- Bank net interest margin in Peru was 4.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Peru?
- The highest recorded value was 7.3% in 2007.
- What is the lowest bank net interest margin recorded in Peru?
- The lowest recorded value was 4.4% in 2021.
- How does Peru rank for bank net interest margin?
- Peru ranks 48th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Peru?
- Over the last ten years it is down 31.4%. The long-run trend across the full record is falling.
- Where does this Peru data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.