Bank net interest margin (%) in Peru
Peru: Bank net interest margin (%) was 4.4% in 2021. ▼ Falling
Bank net interest margin in Peru, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Peru stood at 4.4%. That is the lowest value across all 22 years on record.
Compared with earlier readings it is down 13.4% on the previous year and down 31.4% over ten years.
Over the whole period, bank net interest margin in Peru peaked at 7.3% in 2007 and was at its lowest, 4.4%, in 2021.
That places Peru 48th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Peru, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 5.9% | — |
| 2001 | 6.3% | +5.4% |
| 2002 | 6.8% | +8.3% |
| 2003 | 5.7% | -15.4% |
| 2004 | 6.2% | +7.1% |
| 2005 | 6.0% | -2.3% |
| 2006 | 6.5% | +8.1% |
| 2007 | 7.3% | +11.9% |
| 2008 | 6.8% | -6.4% |
| 2009 | 6.9% | +1.5% |
| 2010 | 6.6% | -4.0% |
| 2011 | 6.3% | -4.4% |
| 2012 | 6.8% | +7.3% |
| 2013 | 5.9% | -13.4% |
| 2014 | 5.8% | -2.1% |
| 2015 | 6.4% | +10.4% |
| 2016 | 6.8% | +6.9% |
| 2017 | 6.5% | -4.1% |
| 2018 | 6.1% | -5.8% |
| 2019 | 6.4% | +3.4% |
| 2020 | 5.0% | -20.9% |
| 2021 | 4.4% | -13.4% |
Peru compared with similar countries
- Peru's 4.4% is above the median for upper middle income countries, which is 3.6%, 1.2× the median. (47 countries reporting)
- Peru's 4.4% is below the median for Latin America & Caribbean, which is 4.5%, 97% of the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.4% | 5.7% | 7.3% | 10 |
| 2010s | 6.4% | 5.8% | 6.8% | 10 |
| 2020s | 4.7% | 4.4% | 5.0% | 2 |
Countries ranked near Peru
More financial sector data for Peru
- Reserve position in the IMF, US dollar, annual growth rate 5.94 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 13.46 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.8855 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 9.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.94 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 13.46 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.8855 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Peru?
- Bank net interest margin in Peru was 4.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Peru?
- The highest recorded value was 7.3% in 2007.
- What is the lowest bank net interest margin recorded in Peru?
- The lowest recorded value was 4.4% in 2021.
- How does Peru rank for bank net interest margin?
- Peru ranks 48th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Peru?
- Over the last ten years it is down 31.4%. The long-run trend across the full record is falling.
- Where does this Peru data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.