Bank net interest margin (%) in Bulgaria
Bulgaria: Bank net interest margin (%) was 2.6% in 2021. ▼ Falling
Bank net interest margin in Bulgaria, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Bulgaria recorded 2.6% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 9.8% on the previous year and down 37.6% over ten years.
Over the whole period, bank net interest margin in Bulgaria peaked at 5.8% in 2004 and was at its lowest, 2.6%, in 2021.
That places Bulgaria 100th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Bulgaria, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 5.5% | — |
| 2001 | 4.8% | -12.1% |
| 2002 | 4.9% | +2.0% |
| 2003 | 4.8% | -2.2% |
| 2004 | 5.8% | +19.8% |
| 2005 | 5.3% | -8.2% |
| 2006 | 5.3% | -0.0% |
| 2007 | 5.3% | +0.7% |
| 2008 | 5.1% | -4.1% |
| 2009 | 4.4% | -13.6% |
| 2010 | 4.5% | +2.4% |
| 2011 | 4.1% | -9.4% |
| 2012 | 3.7% | -9.9% |
| 2013 | 3.4% | -8.8% |
| 2014 | 3.4% | +0.9% |
| 2015 | 3.4% | +0.8% |
| 2016 | 3.8% | +12.2% |
| 2017 | 3.9% | +0.6% |
| 2018 | 3.2% | -17.2% |
| 2019 | 2.8% | -12.8% |
| 2020 | 2.8% | +1.5% |
| 2021 | 2.6% | -9.8% |
Bulgaria compared with similar countries
- Bulgaria's 2.6% is above the median for high income countries, which is 1.9%, 1.3× the median. (62 countries reporting)
- Bulgaria's 2.6% is above the median for Europe & Central Asia, which is 2.0%, 1.3× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.1% | 4.4% | 5.8% | 10 |
| 2010s | 3.6% | 2.8% | 4.5% | 10 |
| 2020s | 2.7% | 2.6% | 2.8% | 2 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.89 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 15.25 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.89 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Bulgaria?
- Bank net interest margin in Bulgaria was 2.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Bulgaria?
- The highest recorded value was 5.8% in 2004.
- What is the lowest bank net interest margin recorded in Bulgaria?
- The lowest recorded value was 2.6% in 2021.
- How does Bulgaria rank for bank net interest margin?
- Bulgaria ranks 100th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Bulgaria?
- Over the last ten years it is down 37.6%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.