Bank net interest margin in Bulgaria
Bulgaria: Bank net interest margin was 2.6% in 2021. ▼ Falling
Bank net interest margin in Bulgaria, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Bulgaria recorded 2.6% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 9.8% on the previous year and down 37.6% over ten years.
Over the whole period, bank net interest margin in Bulgaria peaked at 5.8% in 2004 and was at its lowest, 2.6%, in 2021.
That places Bulgaria 100th out of 165 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.1% | 4.4% | 5.8% | 10 |
| 2010s | 3.6% | 2.8% | 4.5% | 10 |
| 2020s | 2.7% | 2.6% | 2.8% | 2 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Domestic credit to private sector by banks 47.0% (2024)
- Total reserves in months of imports 7.16 (2025)
- Net domestic credit 58.79 billion current LCU (2024)
- Net foreign assets 46.19 billion current LCU (2024)
- Monetary Sector credit to private sector 47.1% (2024)
- Broad money 82.1% (2024)
- Claims on central government, etc. 3.9% (2024)
- Domestic credit to private sector 47.1% (2024)
- Official exchange rate 1.74 LCU per US$, period average (2025)
- Net migration -2,961 (2025)
Frequently asked questions
- What is bank net interest margin in Bulgaria?
- Bank net interest margin in Bulgaria was 2.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Bulgaria?
- The highest recorded value was 5.8% in 2004.
- What is the lowest bank net interest margin recorded in Bulgaria?
- The lowest recorded value was 2.6% in 2021.
- How does Bulgaria rank for bank net interest margin?
- Bulgaria ranks 100th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Bulgaria?
- Over the last ten years it is down 37.6%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.