Bank net interest margin (%) in Croatia
Croatia: Bank net interest margin (%) was 2.6% in 2021. ▼ Falling
Bank net interest margin in Croatia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Croatia recorded 2.6% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
Compared with earlier readings it is down 14.4% on the previous year and down 30.7% over ten years.
Over the whole period, bank net interest margin in Croatia peaked at 4.3% in 2000 and was at its lowest, 2.6%, in 2021.
That places Croatia 101st out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Croatia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 4.3% | — |
| 2001 | 4.1% | -5.7% |
| 2002 | 4.0% | -2.3% |
| 2003 | 4.1% | +3.0% |
| 2004 | 3.7% | -9.7% |
| 2005 | 3.4% | -8.2% |
| 2006 | 3.2% | -5.2% |
| 2007 | 3.8% | +17.9% |
| 2008 | 3.3% | -13.6% |
| 2009 | 3.6% | +10.9% |
| 2010 | 3.4% | -4.6% |
| 2011 | 3.7% | +7.0% |
| 2012 | 3.4% | -8.3% |
| 2013 | 3.2% | -4.3% |
| 2014 | 3.0% | -7.7% |
| 2015 | 3.1% | +2.9% |
| 2016 | 3.3% | +8.9% |
| 2017 | 3.6% | +7.3% |
| 2018 | 3.0% | -15.7% |
| 2019 | 3.1% | +3.4% |
| 2020 | 3.0% | -4.6% |
| 2021 | 2.6% | -14.4% |
Croatia compared with similar countries
- Croatia's 2.6% is above the median for high income countries, which is 1.9%, 1.3× the median. (62 countries reporting)
- Croatia's 2.6% is above the median for Europe & Central Asia, which is 2.0%, 1.3× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.7% | 3.2% | 4.3% | 10 |
| 2010s | 3.3% | 3.0% | 3.7% | 10 |
| 2020s | 2.8% | 2.6% | 3.0% | 2 |
Countries ranked near Croatia
More financial sector data for Croatia
- Reserve position in the IMF, US dollar, annual growth rate -2.8 % change on previous year (2024)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 12.53 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2024)
- Reserve position in the IMF, SDR, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 9.15 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -2.8 % change on previous year (2024)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 12.53 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2024)
Frequently asked questions
- What is bank net interest margin in Croatia?
- Bank net interest margin in Croatia was 2.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Croatia?
- The highest recorded value was 4.3% in 2000.
- What is the lowest bank net interest margin recorded in Croatia?
- The lowest recorded value was 2.6% in 2021.
- How does Croatia rank for bank net interest margin?
- Croatia ranks 101st out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Croatia?
- Over the last ten years it is down 30.7%. The long-run trend across the full record is falling.
- Where does this Croatia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.