Bank net interest margin in China
China: Bank net interest margin was 2.2% in 2021. ▬ Flat
Bank net interest margin in China, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in China stood at 2.2%.
That represents a change of down 6.1% on the previous year and down 31.9% over ten years.
Over the whole period, bank net interest margin in China peaked at 3.3% in 2012 and was at its lowest, 2.0%, in 2001.
That places China 111th out of 165 countries with data for 2021, putting it in the middle of the range.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.5% | 2.0% | 3.0% | 10 |
| 2010s | 2.7% | 2.1% | 3.3% | 10 |
| 2020s | 2.2% | 2.2% | 2.3% | 2 |
Countries ranked near China
More financial sector data for China
- Domestic credit to private sector by banks 194.3% (2024)
- Total reserves in months of imports 11.94 (2025)
- Net domestic credit 353.25 trillion current LCU (2024)
- Net foreign assets 30.27 trillion current LCU (2024)
- Monetary Sector credit to private sector 194.3% (2024)
- Broad money 227.7% (2024)
- Claims on central government, etc. 46.0% (2024)
- Domestic credit to private sector 194.3% (2024)
- Official exchange rate 7.19 LCU per US$, period average (2025)
- Net migration -268,126 (2025)
Frequently asked questions
- What is bank net interest margin in China?
- Bank net interest margin in China was 2.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in China?
- The highest recorded value was 3.3% in 2012.
- What is the lowest bank net interest margin recorded in China?
- The lowest recorded value was 2.0% in 2001.
- How does China rank for bank net interest margin?
- China ranks 111th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in China?
- Over the last ten years it is down 31.9%. The long-run trend across the full record is flat.
- Where does this China data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.