Bank net interest margin in China
China: Bank net interest margin was 2.2% in 2021. ▬ Flat
Bank net interest margin in China, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in China stood at 2.2%.
That represents a change of down 6.1% on the previous year and down 31.9% over ten years.
Over the whole period, bank net interest margin in China peaked at 3.3% in 2012 and was at its lowest, 2.0%, in 2001.
That places China 111th out of 166 countries with data for 2021, putting it in the middle of the range.
Bank net interest margin in China, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 2.4% | — |
| 2001 | 2.0% | -16.6% |
| 2002 | 2.2% | +9.6% |
| 2003 | 2.1% | -4.7% |
| 2004 | 2.3% | +11.5% |
| 2005 | 2.6% | +11.2% |
| 2006 | 2.6% | +0.8% |
| 2007 | 3.0% | +13.0% |
| 2008 | 3.0% | +0.7% |
| 2009 | 2.3% | -22.8% |
| 2010 | 3.1% | +32.5% |
| 2011 | 3.2% | +4.0% |
| 2012 | 3.3% | +2.6% |
| 2013 | 3.0% | -8.6% |
| 2014 | 2.8% | -5.9% |
| 2015 | 2.8% | -1.0% |
| 2016 | 2.3% | -17.9% |
| 2017 | 2.3% | +2.2% |
| 2018 | 2.1% | -7.8% |
| 2019 | 2.2% | +3.6% |
| 2020 | 2.3% | +3.3% |
| 2021 | 2.2% | -6.1% |
China compared with similar countries
- China's 2.2% is below the median for upper middle income countries, which is 3.6%, 61% of the median. (47 countries reporting)
- China's 2.2% is above the median for East Asia & Pacific, which is 2.0%, 1.1× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.5% | 2.0% | 3.0% | 10 |
| 2010s | 2.7% | 2.1% | 3.3% | 10 |
| 2020s | 2.2% | 2.2% | 2.3% | 2 |
Countries ranked near China
More financial sector data for China
- Reserve position in the IMF, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.95 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 9.09 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.8 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.95 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 9.09 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in China?
- Bank net interest margin in China was 2.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in China?
- The highest recorded value was 3.3% in 2012.
- What is the lowest bank net interest margin recorded in China?
- The lowest recorded value was 2.0% in 2001.
- How does China rank for bank net interest margin?
- China ranks 111th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in China?
- Over the last ten years it is down 31.9%. The long-run trend across the full record is flat.
- Where does this China data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.