Bank net interest margin in Poland
Poland: Bank net interest margin was 2.3% in 2021. ▼ Falling
Bank net interest margin in Poland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Poland recorded 2.3% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
Compared with earlier readings it is down 12.1% on the previous year and down 24.7% over ten years.
Over the whole period, bank net interest margin in Poland peaked at 5.6% in 2004 and was at its lowest, 2.3%, in 2021.
Poland ranks 109th of 165 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9% | 2.6% | 5.6% | 10 |
| 2010s | 2.9% | 2.4% | 3.5% | 10 |
| 2020s | 2.5% | 2.3% | 2.6% | 2 |
Countries ranked near Poland
More financial sector data for Poland
- Domestic credit to private sector by banks 33.6% (2024)
- Total reserves in months of imports 5.87 (2025)
- Net domestic credit 2.03 trillion current LCU (2024)
- Net foreign assets 829.96 billion current LCU (2024)
- Monetary Sector credit to private sector 33.6% (2024)
- Broad money 67.8% (2024)
- Claims on central government, etc. 12.5% (2024)
- Domestic credit to private sector 33.6% (2024)
- Official exchange rate 3.76 LCU per US$, period average (2025)
- Net migration -330,820 (2025)
Frequently asked questions
- What is bank net interest margin in Poland?
- Bank net interest margin in Poland was 2.3% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Poland?
- The highest recorded value was 5.6% in 2004.
- What is the lowest bank net interest margin recorded in Poland?
- The lowest recorded value was 2.3% in 2021.
- How does Poland rank for bank net interest margin?
- Poland ranks 109th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Poland?
- Over the last ten years it is down 24.7%. The long-run trend across the full record is falling.
- Where does this Poland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.