Bank net interest margin (%) in Estonia
Estonia: Bank net interest margin (%) was 2.4% in 2021. ▼ Falling
Bank net interest margin in Estonia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Estonia is 2.4%, measured in 2021.
The figure is down 7.4% on the previous year and up 2.5% over ten years.
Over the whole period, bank net interest margin in Estonia peaked at 5.3% in 2001 and was at its lowest, 1.6%, in 2016.
That places Estonia 107th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Estonia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 4.2% | — |
| 2001 | 5.3% | +25.5% |
| 2002 | 3.6% | -30.9% |
| 2003 | 3.1% | -13.3% |
| 2004 | 2.2% | -31.1% |
| 2005 | 2.2% | +3.4% |
| 2006 | 2.7% | +21.1% |
| 2007 | 2.9% | +8.4% |
| 2008 | 2.3% | -21.3% |
| 2009 | 2.1% | -10.7% |
| 2010 | 2.7% | +29.8% |
| 2011 | 2.3% | -12.5% |
| 2012 | 2.6% | +9.0% |
| 2013 | 3.7% | +43.5% |
| 2014 | 2.8% | -23.5% |
| 2015 | 2.5% | -11.9% |
| 2016 | 1.6% | -34.5% |
| 2017 | 2.5% | +55.7% |
| 2018 | 3.1% | +24.8% |
| 2019 | 2.5% | -21.2% |
| 2020 | 2.6% | +4.5% |
| 2021 | 2.4% | -7.4% |
Estonia compared with similar countries
- Estonia's 2.4% is above the median for high income countries, which is 1.9%, 1.2× the median. (62 countries reporting)
- Estonia's 2.4% is above the median for Europe & Central Asia, which is 2.0%, 1.2× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.1% | 2.1% | 5.3% | 10 |
| 2010s | 2.6% | 1.6% | 3.7% | 10 |
| 2020s | 2.5% | 2.4% | 2.6% | 2 |
Countries ranked near Estonia
More financial sector data for Estonia
- Reserve position in the IMF, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 63.05 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.37 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 46.04 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 63.05 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.37 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Estonia?
- Bank net interest margin in Estonia was 2.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Estonia?
- The highest recorded value was 5.3% in 2001.
- What is the lowest bank net interest margin recorded in Estonia?
- The lowest recorded value was 1.6% in 2016.
- How does Estonia rank for bank net interest margin?
- Estonia ranks 107th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Estonia?
- Over the last ten years it is up 2.5%. The long-run trend across the full record is falling.
- Where does this Estonia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.