Bank net interest margin in Estonia
Estonia: Bank net interest margin was 2.4% in 2021. ▼ Falling
Bank net interest margin in Estonia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Estonia is 2.4%, measured in 2021.
The figure is down 7.4% on the previous year and up 2.5% over ten years.
Over the whole period, bank net interest margin in Estonia peaked at 5.3% in 2001 and was at its lowest, 1.6%, in 2016.
That places Estonia 107th out of 165 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.1% | 2.1% | 5.3% | 10 |
| 2010s | 2.6% | 1.6% | 3.7% | 10 |
| 2020s | 2.5% | 2.4% | 2.6% | 2 |
Countries ranked near Estonia
More financial sector data for Estonia
- Domestic credit to private sector by banks 60.5% (2024)
- Total reserves in months of imports 0.7247 (2025)
- Net domestic credit 28.87 billion current LCU (2024)
- Net foreign assets 8.79 billion current LCU (2024)
- Monetary Sector credit to private sector 60.5% (2024)
- Claims on central government, etc. -2.8% (2024)
- Domestic credit to private sector 60.5% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration -13,350 (2025)
- GDP deflator: linked series 142.95 base year varies by country (2025)
Frequently asked questions
- What is bank net interest margin in Estonia?
- Bank net interest margin in Estonia was 2.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Estonia?
- The highest recorded value was 5.3% in 2001.
- What is the lowest bank net interest margin recorded in Estonia?
- The lowest recorded value was 1.6% in 2016.
- How does Estonia rank for bank net interest margin?
- Estonia ranks 107th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Estonia?
- Over the last ten years it is up 2.5%. The long-run trend across the full record is falling.
- Where does this Estonia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.