Bank net interest margin in Czechia
Czechia: Bank net interest margin was 1.9% in 2021. ▼ Falling
Bank net interest margin in Czechia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Czechia recorded 1.9% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 6.9% on the previous year and down 36.1% over ten years.
Over the whole period, bank net interest margin in Czechia peaked at 3.9% in 2004 and was at its lowest, 1.9%, in 2021.
That places Czechia 125th out of 165 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.0% | 2.7% | 3.9% | 10 |
| 2010s | 2.5% | 2.1% | 3.0% | 10 |
| 2020s | 2.0% | 1.9% | 2.0% | 2 |
Countries ranked near Czechia
- 122 San Marino 2.0% compare
- 123 Malaysia 2.0% compare
- 124 Bangladesh 1.9% compare
- 126 Malta 1.9% compare
- 127 United Kingdom 1.8% compare
- 128 Cuba 1.8% compare
More financial sector data for Czechia
- Domestic credit to private sector by banks 48.0% (2024)
- Total reserves in months of imports 7.64 (2025)
- Net domestic credit 5.50 trillion current LCU (2024)
- Net foreign assets 2.73 trillion current LCU (2024)
- Monetary Sector credit to private sector 48.0% (2024)
- Broad money 87.0% (2024)
- Claims on central government, etc. 11.9% (2024)
- Domestic credit to private sector 48.0% (2024)
- Official exchange rate 21.88 LCU per US$, period average (2025)
- Net migration -112,188 (2025)
Frequently asked questions
- What is bank net interest margin in Czechia?
- Bank net interest margin in Czechia was 1.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Czechia?
- The highest recorded value was 3.9% in 2004.
- What is the lowest bank net interest margin recorded in Czechia?
- The lowest recorded value was 1.9% in 2021.
- How does Czechia rank for bank net interest margin?
- Czechia ranks 125th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Czechia?
- Over the last ten years it is down 36.1%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.