Bank net interest margin in Czechia
Czechia: Bank net interest margin was 1.9% in 2021. ▼ Falling
Bank net interest margin in Czechia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Czechia recorded 1.9% for bank net interest margin in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 6.9% on the previous year and down 36.1% over ten years.
Over the whole period, bank net interest margin in Czechia peaked at 3.9% in 2004 and was at its lowest, 1.9%, in 2021.
That places Czechia 125th out of 166 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin in Czechia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 2.7% | — |
| 2001 | 2.8% | +5.5% |
| 2002 | 2.9% | +0.9% |
| 2003 | 2.7% | -3.9% |
| 2004 | 3.9% | +41.1% |
| 2005 | 3.0% | -21.5% |
| 2006 | 3.0% | -1.4% |
| 2007 | 3.3% | +10.3% |
| 2008 | 2.8% | -13.9% |
| 2009 | 3.3% | +17.1% |
| 2010 | 3.0% | -10.3% |
| 2011 | 3.0% | -0.2% |
| 2012 | 2.9% | -1.4% |
| 2013 | 2.6% | -10.3% |
| 2014 | 2.4% | -8.2% |
| 2015 | 2.3% | -4.9% |
| 2016 | 2.2% | -3.7% |
| 2017 | 2.1% | -5.9% |
| 2018 | 2.1% | +1.6% |
| 2019 | 2.3% | +7.9% |
| 2020 | 2.0% | -10.4% |
| 2021 | 1.9% | -6.9% |
Czechia compared with similar countries
- Czechia's 1.9% is below the median for high income countries, which is 1.9%, 98% of the median. (62 countries reporting)
- Czechia's 1.9% is below the median for Europe & Central Asia, which is 2.0%, 95% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.0% | 2.7% | 3.9% | 10 |
| 2010s | 2.5% | 2.1% | 3.0% | 10 |
| 2020s | 2.0% | 1.9% | 2.0% | 2 |
Countries ranked near Czechia
- 122 San Marino 2.0% compare
- 123 Malaysia 2.0% compare
- 124 Bangladesh 1.9% compare
- 126 Malta 1.9% compare
- 127 United Kingdom 1.8% compare
- 128 Cuba 1.8% compare
More financial sector data for Czechia
- Reserve position in the IMF, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 71.12 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -1.07 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 51.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 71.12 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -1.07 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Czechia?
- Bank net interest margin in Czechia was 1.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Czechia?
- The highest recorded value was 3.9% in 2004.
- What is the lowest bank net interest margin recorded in Czechia?
- The lowest recorded value was 1.9% in 2021.
- How does Czechia rank for bank net interest margin?
- Czechia ranks 125th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Czechia?
- Over the last ten years it is down 36.1%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.