Bank net interest margin in United Kingdom
United Kingdom: Bank net interest margin was 1.8% in 2021. β² Rising
Bank net interest margin in United Kingdom, 2000β2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
United Kingdom recorded 1.8% for bank net interest margin in 2021.
That represents a change of down 0.8% on the previous year and up 11.5% over ten years.
Over the whole period, bank net interest margin in United Kingdom peaked at 2.7% in 2005 and was at its lowest, 1.0%, in 2001.
That places United Kingdom 127th out of 165 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.7% | 1.0% | 2.7% | 10 |
| 2010s | 1.7% | 1.0% | 2.2% | 10 |
| 2020s | 1.8% | 1.8% | 1.9% | 2 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Domestic credit to private sector by banks 112.3% (2024)
- Total reserves in months of imports 1.39 (2025)
- Net domestic credit 3.89 trillion current LCU (2024)
- Net foreign assets 440.94 billion current LCU (2024)
- Monetary Sector credit to private sector 112.4% (2024)
- Broad money 141.9% (2024)
- Claims on central government, etc. 21.9% (2024)
- Domestic credit to private sector 112.4% (2024)
- Official exchange rate 0.7595 LCU per US$, period average (2025)
- Net migration 389,911 (2025)
Frequently asked questions
- What is bank net interest margin in United Kingdom?
- Bank net interest margin in United Kingdom was 1.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in United Kingdom?
- The highest recorded value was 2.7% in 2005.
- What is the lowest bank net interest margin recorded in United Kingdom?
- The lowest recorded value was 1.0% in 2001.
- How does United Kingdom rank for bank net interest margin?
- United Kingdom ranks 127th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in United Kingdom?
- Over the last ten years it is up 11.5%. The long-run trend across the full record is rising.
- Where does this United Kingdom data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV Β· JSON β 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.