Bank net interest margin (%) in Ecuador
Ecuador: Bank net interest margin (%) was 6.0% in 2021. ▬ Flat
Bank net interest margin in Ecuador, 2001–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Ecuador recorded 6.0% for bank net interest margin in 2021.
The figure is down 2.5% on the previous year and down 10.5% over ten years.
Over the whole period, bank net interest margin in Ecuador peaked at 8.0% in 2002 and was at its lowest, 5.5%, in 2009.
That places Ecuador 25th out of 166 countries with data for 2021, putting it in the top quarter.
Bank net interest margin (%) in Ecuador, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 6.3% | — |
| 2002 | 8.0% | +26.9% |
| 2003 | 7.1% | -11.7% |
| 2004 | 6.0% | -14.5% |
| 2005 | 5.9% | -2.5% |
| 2006 | 5.8% | -1.0% |
| 2007 | 6.0% | +2.9% |
| 2008 | 6.1% | +1.6% |
| 2009 | 5.5% | -10.4% |
| 2010 | 6.0% | +10.1% |
| 2011 | 6.8% | +12.5% |
| 2012 | 7.0% | +4.0% |
| 2013 | 6.2% | -11.6% |
| 2014 | 5.9% | -4.4% |
| 2015 | 6.9% | +16.6% |
| 2016 | 5.7% | -17.6% |
| 2017 | 6.4% | +12.6% |
| 2018 | 6.4% | +0.5% |
| 2019 | 6.5% | +1.4% |
| 2020 | 6.2% | -5.0% |
| 2021 | 6.0% | -2.5% |
Ecuador compared with similar countries
- Ecuador's 6.0% is above the median for upper middle income countries, which is 3.6%, 1.7× the median. (47 countries reporting)
- Ecuador's 6.0% is above the median for Latin America & Caribbean, which is 4.5%, 1.3× the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.3% | 5.5% | 8.0% | 9 |
| 2010s | 6.4% | 5.7% | 7.0% | 10 |
| 2020s | 6.1% | 6.0% | 6.2% | 2 |
Countries ranked near Ecuador
More financial sector data for Ecuador
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.14 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.56 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.14 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Ecuador?
- Bank net interest margin in Ecuador was 6.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Ecuador?
- The highest recorded value was 8.0% in 2002.
- What is the lowest bank net interest margin recorded in Ecuador?
- The lowest recorded value was 5.5% in 2009.
- How does Ecuador rank for bank net interest margin?
- Ecuador ranks 25th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Ecuador?
- Over the last ten years it is down 10.5%. The long-run trend across the full record is flat.
- Where does this Ecuador data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.