Bank net interest margin (%) in Guatemala
Guatemala: Bank net interest margin (%) was 5.8% in 2021. ▼ Falling
Bank net interest margin in Guatemala, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Guatemala is 5.8%, measured in 2021.
That represents a change of up 6.0% on the previous year and down 20.1% over ten years.
Over the whole period, bank net interest margin in Guatemala peaked at 7.9% in 2000 and was at its lowest, 5.2%, in 2018.
That places Guatemala 28th out of 166 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Guatemala, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 7.9% | — |
| 2001 | 7.3% | -7.4% |
| 2002 | 7.4% | +0.2% |
| 2003 | 7.0% | -5.2% |
| 2004 | 6.8% | -2.2% |
| 2005 | 6.8% | +0.1% |
| 2006 | 5.9% | -14.2% |
| 2007 | 6.9% | +17.8% |
| 2008 | 6.7% | -3.2% |
| 2009 | 6.9% | +3.1% |
| 2010 | 7.2% | +4.2% |
| 2011 | 7.2% | +0.3% |
| 2012 | 6.8% | -6.0% |
| 2013 | 6.7% | -0.7% |
| 2014 | 6.4% | -4.6% |
| 2015 | 5.9% | -7.6% |
| 2016 | 5.8% | -2.1% |
| 2017 | 5.7% | -1.4% |
| 2018 | 5.2% | -9.8% |
| 2019 | 5.6% | +8.7% |
| 2020 | 5.4% | -3.2% |
| 2021 | 5.8% | +6.0% |
Guatemala compared with similar countries
- Guatemala's 5.8% is above the median for upper middle income countries, which is 3.6%, 1.6× the median. (47 countries reporting)
- Guatemala's 5.8% is above the median for Latin America & Caribbean, which is 4.5%, 1.3× the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.0% | 5.9% | 7.9% | 10 |
| 2010s | 6.3% | 5.2% | 7.2% | 10 |
| 2020s | 5.6% | 5.4% | 5.8% | 2 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Guatemala?
- Bank net interest margin in Guatemala was 5.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Guatemala?
- The highest recorded value was 7.9% in 2000.
- What is the lowest bank net interest margin recorded in Guatemala?
- The lowest recorded value was 5.2% in 2018.
- How does Guatemala rank for bank net interest margin?
- Guatemala ranks 28th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Guatemala?
- Over the last ten years it is down 20.1%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.